QLD Stamp Duty 2025: PPOR vs Investor, FHB & Surcharges
Queensland transfer duty in 2025: PPOR vs investment, FHB concessions, and foreign surcharges — with a calculator.
Try the Stamp Duty Calculator
Run the numbers while you read and see how the concepts apply to your situation.
Overview
Queensland transfer duty depends on the dutiable value and whether the property is a principal place of residence (PPOR) or an investment. Concessions exist for eligible first home buyers, and foreign surcharges can apply. Duty outcomes are determined by price brackets and your buyer profile; contract date and occupancy timing can also influence eligibility for concessions. Because rules are periodically updated, verify the latest schedules and requirements on the Queensland Revenue Office site before you sign.
Close to a threshold? Model duty for values slightly above and below your target price so you understand the "step" between brackets and any concession tapering. Clarify how dutiable value is set in your contract type (e.g., off‑the‑plan). Our QLD calculator gives instant estimates so you can plan deposits and settlement funds precisely.
How QLD Duty Works
QLD applies brackets to value; buyer type and use (PPOR vs investor) influence rates. Foreign buyer status may add surcharges.
Key drivers
- Price brackets
- PPOR vs investor status
- FHB concessions
- Foreign buyer surcharge
FHB Concessions (QLD)
Eligible FHBs may receive concessions up to defined caps. Always validate current thresholds with Queensland Revenue Office.
Worked Example (Illustrative)
Compute bracketed duty, then apply concessions (if PPOR/FHB) or surcharges (foreign), per current rules.
Open the Calculator
FAQs
Do PPOR buyers pay less duty in QLD?
PPOR purchases may qualify for concessional rates compared to investment purchases.
Do foreign buyers pay extra?
Yes, a foreign surcharge may apply in addition to standard duty.
How do I estimate quickly?
Use the QLD Stamp Duty Calculator to get an instant estimate with your numbers.
Frequently asked questions
How is QLD transfer duty calculated?
By applying brackets to the dutiable value, then adjusting for concessions and surcharges.
Do PPOR buyers receive concessions?
Yes, PPOR and FHB concessions may reduce duty, subject to caps and eligibility.
Are there foreign surcharges in QLD?
Foreign purchasers may pay additional surcharge on top of standard duty.
Where can I calculate my duty?
Use the QLD Stamp Duty Calculator: /calc/stamp-duty/qld.
When is duty due in QLD?
Generally at settlement or within a set period after the liability arises. Confirm current deadlines with the Queensland Revenue Office.
Does PPOR status affect duty if I move in later?
PPOR concessions include occupancy requirements and timeframes. If these are not met, adjustments may apply.
Related Calculators
Ready to try the Stamp Duty Calculator?
Use the calculator to model your scenario and make confident decisions.