Terms of Service

Last updated: 9/3/2025

1. Acceptance of these Terms

By accessing or using RealEstateCalc (the "Service"), you agree to these Terms of Service and our Privacy Policy. If you do not agree, you must not use the Service.

2. The Service

The Service provides online calculators, tools, and general information related to property and finance. We may change, suspend, or discontinue any part of the Service at any time without notice.

3. Personal, limited licence

We grant you a limited, revocable, non-exclusive, non-transferable licence to access and use the Service for personal, non-commercial purposes. Except as permitted by law, you must not copy, modify, distribute, adapt, reverse engineer, or create derivative works from the Service or its content without our prior written consent.

4. No professional advice; no reliance

The calculators, results, and any content are provided for general information only and do not constitute financial, legal, tax, or other professional advice. You should obtain independent professional advice before acting or relying on any information. You use the Service entirely at your own risk.

5. Accuracy and availability

While we aim for the Service to be helpful, we do not guarantee accuracy, completeness, timeliness, reliability, availability, or that results will meet your requirements. Calculations are estimates and may differ from actual outcomes.

6. User obligations and acceptable use

When using the Service, you agree that you will:

  • use the Service lawfully and only for its intended purpose;
  • not interfere with or disrupt the Service, including by bypassing security or rate limits;
  • not upload or transmit malware, harmful code, or automated spam;
  • not attempt to obtain unauthorised access to our systems;
  • only submit accurate and lawful information via any forms;
  • comply with any usage limits that may apply from time to time.

7. Intellectual property

All rights, title, and interest in and to the Service and its content (including text, graphics, logos, and software) are owned by us or our licensors and are protected by law. No rights are granted to you other than as expressly set out in these Terms.

8. Third-party services and links

The Service may contain links to third-party websites or services. We are not responsible for, and do not endorse, third-party content, products, or services. Your use of third-party sites is at your own risk.

9. Disclaimers

To the maximum extent permitted by law, the Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express, implied, or statutory, including without limitation any implied warranties of merchantability, fitness for a particular purpose, non-infringement, uninterrupted or error-free operation, or accuracy of information or results.

10. Limitation of liability

To the maximum extent permitted by law, we and our affiliates, officers, employees, and agents are not liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, goodwill, data, or business interruption, arising out of or related to your use of (or inability to use) the Service, even if advised of the possibility of such damages. To the extent liability cannot be excluded, our aggregate liability to you for all claims is limited to the greater of AUD $100 or the amount you paid (if any) to use the Service in the 12 months preceding the claim.

11. Indemnity

You indemnify and hold us and our affiliates, officers, employees, and agents harmless from and against any claims, liabilities, damages, losses, and expenses (including legal costs on a full indemnity basis) arising from or related to your use of the Service, your breach of these Terms, or your violation of law or third- party rights.

12. Suspension and termination

We may suspend or terminate your access to the Service at any time, with or without notice, for any reason or no reason, including if we consider that you have breached these Terms or pose a risk to the Service.

13. Changes to the Service and these Terms

We may update the Service and these Terms from time to time. The updated Terms will apply from the date they are posted on this page. Your continued use of the Service after changes are posted constitutes acceptance of the updated Terms.

14. Governing law

These Terms are governed by the laws of New South Wales, Australia. You submit to the exclusive jurisdiction of the courts of New South Wales and the Commonwealth of Australia.

15. General

  • Severability: If any provision is unenforceable, it will be severed and the remainder will remain in force.
  • No waiver: Failure to enforce a right is not a waiver of that right.
  • Assignment: You must not assign your rights without our consent. We may assign our rights at any time.
  • Entire agreement: These Terms constitute the entire agreement between you and us regarding the Service.

16. Contact

If you have questions about these Terms, please use our contact form.