Stamp Duty Calculator
Calculate stamp duty and government charges for property purchases across all Australian states and territories. Get accurate estimates including first home buyer concessions and foreign buyer surcharges.
Formula: Stamp Duty = Property Value × State Rate + Concessions - Surcharges
Input Values
Select your state or territory for accurate rates
The purchase price or market value of the property
Select the type of property being purchased
Select your buyer type for applicable concessions
Check if you are a foreign buyer or temporary visa holder
Results
Stamp Duty
A$0.00
Transfer Fees
A$0.00
Mortgage Registration
A$0.00
Total Government Charges
A$0.00
Frequently Asked Questions
Stamp duty (transfer duty) is a state tax on property purchases. You pay it when you buy property, typically at settlement. The amount depends on the property value, location, and your circumstances.
Yes, most states offer concessions for first home buyers. These can include complete exemptions for properties under certain values, or reduced rates for properties up to higher thresholds.
Foreign buyer surcharges vary by state but are typically 7-8% of the property value, in addition to standard stamp duty. This applies to non-residents and temporary visa holders.
Yes, rates can vary based on property type. New homes and off-the-plan purchases often qualify for additional concessions, while vacant land may have different rate structures.
Stamp duty rates and thresholds are set by state governments and can change with annual budgets. It's important to check current rates when planning a purchase.
While you can't avoid stamp duty entirely, you may qualify for concessions based on your circumstances (first home buyer, pensioner, etc.) or by purchasing in certain areas or property types.
Related Content
Related Calculators
Land Tax Calculator
Estimate annual land tax based on land value and ownership, with state-specific thresholds and rates.
PropertyInvestment Property Yield Calculator
Calculate gross and net rental yield, cash flow, and visualize income vs expenses for an investment property with optional loan and advanced fees.
PropertyLenders Mortgage Insurance (LMI) Calculator
Calculate LMI premiums, repayment impacts, and explore options to avoid LMI costs. Get instant estimates based on your loan amount, property value, and borrower profile.
PropertyRelated Articles
Understanding Stamp Duty — A Complete Guide
Transfer duties explained: what they cover, how brackets/thresholds work, concessions/surcharges, and how to estimate them.
NSW Stamp Duty 2025: Rates, Thresholds, FHB & Surcharges
How NSW stamp duty works in 2025: brackets, first home buyer concessions, foreign buyer surcharges, and examples — with a calculator.