Investment Property Yield Calculator

Estimate gross and net rental yield, and see projected cash flow with expenses, vacancy, and optional loan interest.

Formula: Gross Yield = Annual Rent / Purchase Price; Net Yield = (Effective Annual Rent − Ongoing Expenses) / Purchase Price

Input Values

Negative Cash Flow-$1,664.00
Rental Frequency:

Total purchase price of the property

Gross rent before vacancy and management fees

Used to estimate annual interest cost (interest-only)

Annual interest rate used for interest-only cost

Expected share of time the property is vacant

Optional expenses and fees

Results

Gross Rental Yield

4.80%

Net Rental Yield

4.70%

Cash Flow (Weekly)

-$32.00

Cash Flow (Monthly)

-$138.67

Cash Flow (Yearly)

-$1,664.00

Income vs Expenses

Effective annual income vs ongoing expenses (incl. interest)

Income48.7%
Expenses51.3%

Frequently Asked Questions

Gross yield uses total annual rent divided by purchase price. Net yield subtracts ongoing expenses (and vacancy) from annual rent before dividing by purchase price.

No. Interest is approximated as loan × rate (interest-only). Principal repayments are excluded to keep yield focused on the property's income vs expenses.

Vacancy reduces effective annual rent: effectiveRent = grossAnnualRent × (1 − vacancyRate%).

Acquisition costs like stamp duty and legal fees are shown in Advanced. They do not change annual yield here, but matter for total project ROI.

Income slice uses effective annual rent after vacancy. Expense slice uses total ongoing annual expenses (rates, insurance, management, maintenance, etc.). Cash flow bars repeat monthly cash flow for 12 months.

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