VIC Stamp Duty 2025: Rates, Thresholds, FHB & Surcharges
How Victorian stamp duty works in 2025: brackets, first home buyer concessions, foreign buyer surcharges — plus a calculator.
Try the Stamp Duty Calculator
Run the numbers while you read and see how the concepts apply to your situation.
Overview
Victoria applies progressive duty brackets that scale with property value. First home buyers (FHB) may receive concessions up to set thresholds, while foreign purchasers can face additional surcharges. The amount you pay depends on dutiable value (which can differ from the stated price in off‑the‑plan scenarios), your buyer profile (FHB/PPOR vs investor), and whether any surcharges apply. As policy settings are reviewed periodically, check SRO Victoria's current tables and eligibility rules tied to contract dates.
Because small changes in dutiable value can move you between brackets or above a concession cap, it's wise to model prices on either side of a threshold. Your conveyancer can advise how inclusions, incentives or adjustments at settlement affect dutiable value. Our VIC calculator helps you estimate duty quickly so you can budget and negotiate with confidence.
How VIC Stamp Duty Works
VIC uses a tiered schedule. Duty increases by bracket as value rises. Eligibility (FHB, PPOR vs investor, foreign status) affects the final duty.
Key drivers
- Purchase price and bracket
- Buyer type (FHB concessions)
- Property type (established, new, land)
- Residency/foreign purchaser surcharges
Tip: Use the VIC calculator to model your scenario precisely.
FHB Concessions (VIC)
Eligible first home buyers may pay reduced duty or be exempt below certain thresholds. Check current SRO Victoria settings.
Foreign Purchaser Additional Duty (FPAD)
Foreign purchasers are generally liable for additional duty on top of standard duty.
Worked Example (Illustrative)
We apply brackets to the price, then apply concessions or surcharges where relevant. Always verify against current thresholds.
Open the Calculator
FAQs
When is VIC stamp duty due?
Usually at settlement; deadlines and penalties are administered by SRO Victoria.
Do FHB concessions apply automatically?
They must be claimed and eligibility verified (price caps, occupancy, citizenship/permanent residency, etc.).
What is FPAD in Victoria?
Foreign Purchaser Additional Duty. An extra percentage of duty for foreign buyers, per SRO Victoria rules.
Use the VIC Stamp Duty Calculator to estimate your 2025 duty.
Frequently asked questions
How is VIC stamp duty calculated?
Duty is calculated by applying progressive brackets to the price, then adjusting for concessions and surcharges.
Do I qualify for a VIC FHB concession?
Eligibility is based on price thresholds and other criteria set by SRO Victoria.
What is FPAD?
Foreign Purchaser Additional Duty — an extra charge for foreign buyers in Victoria.
Where can I estimate my duty?
Use the VIC Stamp Duty Calculator: /calc/stamp-duty/vic.
Are there additional government fees besides duty?
Yes. Title transfer and mortgage registration fees are separate from stamp duty and vary by state.
Does property type (new vs established) change duty?
Duty uses the dutiable value per state rules. New builds and off‑the‑plan may have specific concessions; check SRO Victoria.
James Mitchell
Property Tax SpecialistJames brings over 15 years of experience in Australian property taxation, including stamp duty, land tax, capital gains tax, and investment property deductions. He has advised hundreds of property investors on tax-effective ownership structures and depreciation strategies.
Related Calculators
Ready to try the Stamp Duty Calculator?
Use the calculator to model your scenario and make confident decisions.