QLD First Home Buyer Stamp Duty Concessions (2025)

Overview

QLD offers FHB/PPOR concessions within price caps and conditions. In Queensland, the concessions reduce transfer duty for eligible owner‑occupiers purchasing within defined value limits. Eligibility typically requires that you are an Australian citizen or permanent resident (or otherwise meet state criteria), that you have not previously owned property (subject to scheme rules), and that you occupy the property as your home within specified timeframes. As with other states, policy settings and thresholds can be updated, so you should verify current rules and obtain advice from your conveyancer before exchange.

If you are close to a threshold, the precise dutiable value matters. Contract adjustments, included items, or valuation differences can affect eligibility or the concession amount. There are also obligations to move in and remain in residence for a minimum period; failing to meet these can lead to reassessment. To plan confidently, model multiple purchase prices with the calculator, understand where concessions taper, and consider how your occupancy plans align with the scheme's requirements.

Use the Calculator

• QLD Stamp Duty Calculator

Sources

• Queensland Revenue Office — Transfer duty concessions: https://www.qld.gov.au/environment/land/taxes
• ASIC Moneysmart — Buying a home costs: https://moneysmart.gov.au