Market Updates

Property market news, written to be useful.

Rate decisions, vacancy data, policy shifts, and on-the-ground market movement — updated regularly with cited sources.

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Australian property news on this site is narrowly scoped on purpose. The brief is monetary policy, lending regulation, tax policy, and market data — the inputs that actually move mortgage repayments, borrowing capacity, and after-tax property returns. Auction clearance gossip, celebrity sales, and developer press releases are out of scope. If a story does not change a number on a calculator or a paragraph in a guide, it is not covered. Coverage centres on four sources. RBA monetary policy decisions and the Statement on Monetary Policy are reported the day they are released, with the cash rate trajectory and the implied repayment impact on a standard $600,000 and $1,000,000 loan. APRA prudential changes — most importantly any movement in the 3% serviceability buffer or macroprudential lending limits — are covered when announced, with borrowing-power impact modelled against the [borrowing power calculator](/calc/borrowing-power). ATO and Treasury announcements affecting property tax (CGT, negative gearing, depreciation, foreign investor rules) are covered in plain English with links to the underlying ruling or bill. State budget announcements affecting stamp duty, land tax, and first home buyer schemes are covered per jurisdiction. Every news item carries a published date and a last-reviewed date in the header. This is not cosmetic. Property finance content goes stale fast — a guide to stamp duty thresholds written in 2022 is actively misleading by 2024, and a piece on serviceability buffers from 2021 was wrong within months. Dating everything visibly lets readers triage what is current and what is historical context. The audience this is written for is owner-occupiers refinancing or upgrading, investors managing portfolios across multiple states, mortgage brokers needing a citable source for client conversations, and buyer's agents tracking regulatory shifts. The reading level assumes familiarity with terms like LVR, DTI, P&I, and marginal tax rate — there is a [glossary](/glossary) for everything else. The full feed is below, sorted newest first. Older items remain accessible and dated rather than being deleted, so the historical record of how the regulatory and rate environment evolved is preserved.
Featured22 Apr 2026

First Home Super Saver Scheme 2026: How to Pull \$50,000 Out of Your Super for a Deposit

The FHSS lets first home buyers save for a deposit inside super at the 15% concessional rate instead of their marginal rate. Caps, eligibility, tax treatment, timeline, and the five traps that catch most applicants.

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30 articles
News
21 Apr 2026·8 min

EOFY 2026 Property Investor Tax Checklist: What to Do Before 30 June

The Australian financial year ends 30 June 2026. Four moves before then that actually reduce your 2025-26 tax, plus the traps that catch property investors every year.

News
21 Apr 2026·7 min

Mortgage Stress in Australia (April 2026): 1.4 Million Households at Risk and What to Do About It

Roy Morgan forecasts 26.6% of Australian mortgage holders are at risk after the March rate rise. What the numbers mean, which states are hit hardest, and seven moves that actually help.

News
19 Apr 2026·7 min

Sydney and Melbourne Auction Clearance Rates Crash to Post-Pandemic Lows: What It Means for Buyers and Sellers

Sydney's final auction clearance rate hit 48.8% at Easter — the weakest since April 2020. Melbourne, national data, the drivers behind the slump, and what it means if you're buying, selling, or refinancing in 2026.

News
17 Apr 2026·6 min

Big Four Banks Pass Through RBA March Hike: What Homeowners Need to Know

CBA, NAB, Westpac and ANZ have all passed on the RBA's March 0.25% rate rise in full. Effective dates, the repayment impact, and what borrowers should do now.

News
3 Apr 2026·7 min

How RBA Interest Rates Affect Your Property Costs in 2026

Understand how the RBA cash rate flows through to your mortgage repayments, borrowing power, and property costs — and what strategies can help.

News
3 Apr 2026·7 min

Housing Affordability in Australia (2026): Key Challenges & Solutions

The state of housing affordability in Australia: deposit barriers, income-to-price ratios, government assistance, and practical strategies for buyers.

News
3 Apr 2026·7 min

Australian Rental Market 2026: Vacancy Rates, Trends & What It Means

The state of Australia's rental market: historically low vacancy rates, rising rents, and what it means for tenants and investors.

News
3 Apr 2026·7 min

Stamp Duty Reform in Australia (2026): State-by-State Progress

The state of stamp duty reform across Australia: the ACT's ongoing abolition program, reform discussions in other states, and what it means for property buyers.

News
3 Apr 2026·8 min

Investment Property Tax in Australia (2026): Negative Gearing, CGT & Depreciation

Current Australian tax rules for investment property: negative gearing, capital gains tax discount, depreciation deductions, and the ongoing policy debate.

News
3 Apr 2026·9 min

Every First Home Buyer Assistance Program in Australia (2026)

Complete overview of first home buyer assistance in Australia: FHOG, stamp duty concessions, shared equity schemes, guarantor options, and how to access them.

News
3 Apr 2026·7 min

RBA Raises Cash Rate to 4.10% in March 2026: What It Means for Property

The RBA increased the cash rate to 4.10% on 17 March 2026 — the first rise since November 2023. What this means for mortgage holders, borrowers, and the property market.

News
3 Apr 2026·8 min

Help to Buy Scheme 2026: How It Works, Eligibility & How to Apply

The Australian Government Help to Buy shared equity scheme launched in December 2025. How it works, who is eligible, participating lenders, and how to apply.

News
3 Apr 2026·8 min

Australia's Two-Speed Property Market: Perth & Brisbane Lead While Sydney & Melbourne Stall

Australian property in 2026 is a tale of two markets: Perth and Brisbane surging with double-digit growth while Sydney and Melbourne face affordability constraints.

News
4 Apr 2026·8 min

Australia's Housing Supply Crisis (2026): Why We're 380,000 Homes Short

Australia faces a projected 380,000 dwelling shortfall over the next five years. Why construction can't keep up with demand and what it means for prices and rents.

News
4 Apr 2026·8 min

Auction Clearance Rates Australia 2026: What They Mean and Current Trends

Understanding auction clearance rates: how they work as a market indicator, current trends across Australian capitals, and what they mean for buyers and sellers.

News
4 Apr 2026·7 min

How Record Migration Is Reshaping Australia's Housing Market in 2026

Australia's population grew by 423,600 in one year, reaching 27.7 million. How migration-driven demand is outpacing housing supply and what it means for prices and rents.

News
4 Apr 2026·7 min

Your Fixed Rate Is Expiring in 2026: What to Do Before It Rolls Over

Billions in fixed-rate mortgages are rolling over in 2026. If your fixed rate is expiring, here is what to do to avoid the revert rate shock and potentially save thousands.

News
8 Apr 2026·8 min

Best Home Loan Rates in Australia (April 2026): How to Find the Cheapest Mortgage

Compare the cheapest home loan rates in Australia as of April 2026. Big four bank rates, smaller lender deals, fixed vs variable, and how to get the best rate.

News
9 Apr 2026·7 min

Regional Property Markets Outperforming Capital Cities in 2026

Why Australian regional property markets are outperforming capital cities in 2026: affordability, lifestyle migration, infrastructure investment, and what it means for buyers and investors.

News
9 Apr 2026·7 min

Understanding Comparison Rates: Why the Advertised Rate Isn't the Full Story

What an Australian comparison rate is, how it is calculated, why it matters when comparing home loans, and its limitations. Use our Loan Comparison Calculator to compare the true cost of loans.

News
9 Apr 2026·8 min

Off-the-Plan vs Established Property: Pros, Cons & Financial Comparison

Comparing off-the-plan and established property in Australia: stamp duty differences, depreciation advantages, settlement risks, and a financial breakdown to help you decide.

News
8 Apr 2026·8 min

How the Middle East Conflict Is Affecting Australian Property Markets in 2026

The Middle East conflict is pushing up oil prices, inflation, and interest rates. What this means for Australian property prices, construction costs, and mortgage holders.

News
10 Apr 2026·8 min

Australia's Rental Vacancy Crisis: Why Finding a Rental Has Never Been Harder

Rental vacancy rates across Australia have hit historic lows. What is driving the crisis, which cities are worst affected, and what it means for tenants, landlords, and investors.

News
11 Apr 2026·7 min

Downsizer Contributions: How Selling Your Home Can Boost Your Super

The downsizer contribution lets Australians aged 55+ put up to $300,000 from the sale of their home into superannuation. How it works, eligibility rules, and whether it makes sense for you.

News
13 Apr 2026·8 min

Australia's Housing Construction Shortfall: Why 1.2 Million Homes Won't Be Built on Time

Australia needs 1.2 million new homes by 2029 under the National Housing Accord, but construction is falling well short of target. What is going wrong, what it means for prices and rents, and what buyers should know.

News
5 May 2026·8 min

RBA Hikes Cash Rate to 4.35% — Third Consecutive Rise as Inflation Re-Accelerates

The Reserve Bank lifted the cash rate by 25 basis points to 4.35% on 5 May 2026, the third hike of the year. Big Four banks have all confirmed full pass-through. What it means for repayments, the inflation backdrop, and what comes next.

News
14 May 2026·9 min

Negative Gearing Is Dead for Established Homes: The 14-Month Window That Just Opened

The 12 May 2026 Budget ended negative gearing on established stock and abolished the 50% CGT discount from 1 July 2027. Everything bought before then is grandfathered. What sophisticated investors will do in the 14 months between now and commencement.

News
15 May 2026·10 min

What the New CGT Regime Actually Costs You: Worked Examples Across 5 Holding Periods

The 50% CGT discount has been replaced with CPI indexation plus a 30% minimum tax rate. We work through five real scenarios — same property, same gain, different tax outcomes under old vs new regimes.

News
15 May 2026·10 min

Why Scrapping Negative Gearing Will Not Fix Housing Affordability — and What Would

The 2026 reforms were sold as a housing affordability measure. The peer-reviewed evidence says they will lower prices by 1-2% and raise rents by 3-4%. A contrarian look at what actually moves the dial.

News
15 May 2026·11 min

The Post-2027 Property Investor: 7 Strategies That Still Work

Negative gearing is dead for established homes. The 50% CGT discount is gone. The next generation of Australian property investor will look nothing like the last. Seven strategies that work under the new regime — and one that does not.

Property News Australia (2026) — Market Updates & Analysis | RealEstateCalc