Property market news, written to be useful.
Rate decisions, vacancy data, policy shifts, and on-the-ground market movement — updated regularly with cited sources.
First Home Super Saver Scheme 2026: How to Pull \$50,000 Out of Your Super for a Deposit
The FHSS lets first home buyers save for a deposit inside super at the 15% concessional rate instead of their marginal rate. Caps, eligibility, tax treatment, timeline, and the five traps that catch most applicants.
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30 articlesEOFY 2026 Property Investor Tax Checklist: What to Do Before 30 June
The Australian financial year ends 30 June 2026. Four moves before then that actually reduce your 2025-26 tax, plus the traps that catch property investors every year.
Mortgage Stress in Australia (April 2026): 1.4 Million Households at Risk and What to Do About It
Roy Morgan forecasts 26.6% of Australian mortgage holders are at risk after the March rate rise. What the numbers mean, which states are hit hardest, and seven moves that actually help.
Sydney and Melbourne Auction Clearance Rates Crash to Post-Pandemic Lows: What It Means for Buyers and Sellers
Sydney's final auction clearance rate hit 48.8% at Easter — the weakest since April 2020. Melbourne, national data, the drivers behind the slump, and what it means if you're buying, selling, or refinancing in 2026.
Big Four Banks Pass Through RBA March Hike: What Homeowners Need to Know
CBA, NAB, Westpac and ANZ have all passed on the RBA's March 0.25% rate rise in full. Effective dates, the repayment impact, and what borrowers should do now.
How RBA Interest Rates Affect Your Property Costs in 2026
Understand how the RBA cash rate flows through to your mortgage repayments, borrowing power, and property costs — and what strategies can help.
Housing Affordability in Australia (2026): Key Challenges & Solutions
The state of housing affordability in Australia: deposit barriers, income-to-price ratios, government assistance, and practical strategies for buyers.
Australian Rental Market 2026: Vacancy Rates, Trends & What It Means
The state of Australia's rental market: historically low vacancy rates, rising rents, and what it means for tenants and investors.
Stamp Duty Reform in Australia (2026): State-by-State Progress
The state of stamp duty reform across Australia: the ACT's ongoing abolition program, reform discussions in other states, and what it means for property buyers.
Investment Property Tax in Australia (2026): Negative Gearing, CGT & Depreciation
Current Australian tax rules for investment property: negative gearing, capital gains tax discount, depreciation deductions, and the ongoing policy debate.
Every First Home Buyer Assistance Program in Australia (2026)
Complete overview of first home buyer assistance in Australia: FHOG, stamp duty concessions, shared equity schemes, guarantor options, and how to access them.
RBA Raises Cash Rate to 4.10% in March 2026: What It Means for Property
The RBA increased the cash rate to 4.10% on 17 March 2026 — the first rise since November 2023. What this means for mortgage holders, borrowers, and the property market.
Help to Buy Scheme 2026: How It Works, Eligibility & How to Apply
The Australian Government Help to Buy shared equity scheme launched in December 2025. How it works, who is eligible, participating lenders, and how to apply.
Australia's Two-Speed Property Market: Perth & Brisbane Lead While Sydney & Melbourne Stall
Australian property in 2026 is a tale of two markets: Perth and Brisbane surging with double-digit growth while Sydney and Melbourne face affordability constraints.
Australia's Housing Supply Crisis (2026): Why We're 380,000 Homes Short
Australia faces a projected 380,000 dwelling shortfall over the next five years. Why construction can't keep up with demand and what it means for prices and rents.
Auction Clearance Rates Australia 2026: What They Mean and Current Trends
Understanding auction clearance rates: how they work as a market indicator, current trends across Australian capitals, and what they mean for buyers and sellers.
How Record Migration Is Reshaping Australia's Housing Market in 2026
Australia's population grew by 423,600 in one year, reaching 27.7 million. How migration-driven demand is outpacing housing supply and what it means for prices and rents.
Your Fixed Rate Is Expiring in 2026: What to Do Before It Rolls Over
Billions in fixed-rate mortgages are rolling over in 2026. If your fixed rate is expiring, here is what to do to avoid the revert rate shock and potentially save thousands.
Best Home Loan Rates in Australia (April 2026): How to Find the Cheapest Mortgage
Compare the cheapest home loan rates in Australia as of April 2026. Big four bank rates, smaller lender deals, fixed vs variable, and how to get the best rate.
Regional Property Markets Outperforming Capital Cities in 2026
Why Australian regional property markets are outperforming capital cities in 2026: affordability, lifestyle migration, infrastructure investment, and what it means for buyers and investors.
Understanding Comparison Rates: Why the Advertised Rate Isn't the Full Story
What an Australian comparison rate is, how it is calculated, why it matters when comparing home loans, and its limitations. Use our Loan Comparison Calculator to compare the true cost of loans.
Off-the-Plan vs Established Property: Pros, Cons & Financial Comparison
Comparing off-the-plan and established property in Australia: stamp duty differences, depreciation advantages, settlement risks, and a financial breakdown to help you decide.
How the Middle East Conflict Is Affecting Australian Property Markets in 2026
The Middle East conflict is pushing up oil prices, inflation, and interest rates. What this means for Australian property prices, construction costs, and mortgage holders.
Australia's Rental Vacancy Crisis: Why Finding a Rental Has Never Been Harder
Rental vacancy rates across Australia have hit historic lows. What is driving the crisis, which cities are worst affected, and what it means for tenants, landlords, and investors.
Downsizer Contributions: How Selling Your Home Can Boost Your Super
The downsizer contribution lets Australians aged 55+ put up to $300,000 from the sale of their home into superannuation. How it works, eligibility rules, and whether it makes sense for you.
Australia's Housing Construction Shortfall: Why 1.2 Million Homes Won't Be Built on Time
Australia needs 1.2 million new homes by 2029 under the National Housing Accord, but construction is falling well short of target. What is going wrong, what it means for prices and rents, and what buyers should know.
RBA Hikes Cash Rate to 4.35% — Third Consecutive Rise as Inflation Re-Accelerates
The Reserve Bank lifted the cash rate by 25 basis points to 4.35% on 5 May 2026, the third hike of the year. Big Four banks have all confirmed full pass-through. What it means for repayments, the inflation backdrop, and what comes next.
Negative Gearing Is Dead for Established Homes: The 14-Month Window That Just Opened
The 12 May 2026 Budget ended negative gearing on established stock and abolished the 50% CGT discount from 1 July 2027. Everything bought before then is grandfathered. What sophisticated investors will do in the 14 months between now and commencement.
What the New CGT Regime Actually Costs You: Worked Examples Across 5 Holding Periods
The 50% CGT discount has been replaced with CPI indexation plus a 30% minimum tax rate. We work through five real scenarios — same property, same gain, different tax outcomes under old vs new regimes.
Why Scrapping Negative Gearing Will Not Fix Housing Affordability — and What Would
The 2026 reforms were sold as a housing affordability measure. The peer-reviewed evidence says they will lower prices by 1-2% and raise rents by 3-4%. A contrarian look at what actually moves the dial.
The Post-2027 Property Investor: 7 Strategies That Still Work
Negative gearing is dead for established homes. The 50% CGT discount is gone. The next generation of Australian property investor will look nothing like the last. Seven strategies that work under the new regime — and one that does not.