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Overview
The ACT offers some of Australia's most generous FHB concessions through the Home Buyer Concession Scheme.
Home Buyer Concession Scheme
The ACT provides full stamp duty exemptions based on household income rather than just property price, making it accessible for more buyers.
Eligibility
- Must meet household income thresholds
- Property must be your principal residence for 12+ months
- No previous property ownership in ACT
- Australian citizen or permanent resident
First Home Owner Grant
The ACT FHOG is available for eligible new home purchases.
Use the ACT Stamp Duty Calculator to model your scenario.
Estimate your savings: ACT Stamp Duty Calculator.
Frequently asked questions
What is the ACT Home Buyer Concession Scheme?
Full stamp duty exemptions based on household income thresholds.
Is the ACT FHOG still available?
Yes, for eligible new home purchases.
Can I use the FHB concession for an investment property?
No. FHB concessions require you to live in the property as your principal residence for a minimum period.
What happens if I sell within the occupancy period?
You may need to repay the concession if you sell or stop living in the property before the minimum occupancy period ends.
RealEstateCalc Editorial
Property & Finance ResearchThe RealEstateCalc editorial team researches and writes about Australian property, finance, and tax topics. All content is fact-checked against official sources including the ATO, state revenue offices, ASIC Moneysmart, and the RBA.
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