Try the Stamp Duty Calculator
Run the numbers while you read and see how the concepts apply to your situation.
Frequently asked questions
Do FHB concessions apply to all properties?
They are subject to price caps and other eligibility rules. Check SRO Victoria for current settings.
What are the occupancy requirements?
You usually must occupy the property as your home within a set period and for a minimum duration.
Can I claim if I have owned property before?
Generally no. Prior ownership may disqualify you, but check SRO Victoria for specific exceptions.
RealEstateCalc Editorial
Property & Finance ResearchThe RealEstateCalc editorial team researches and writes about Australian property, finance, and tax topics. All content is fact-checked against official sources including the ATO, state revenue offices, ASIC Moneysmart, and the RBA.
Related Calculators
Related Articles
VIC Stamp Duty 2026: Rates, Thresholds, FHB & Surcharges
How Victorian stamp duty works in 2026: brackets, first home buyer concessions, foreign buyer surcharges — plus a calculator.
NSW First Home Buyer Stamp Duty Concessions (2026)
NSW 2026 FHB concessions and exemptions: eligibility, thresholds, how to claim, and examples — with a calculator.
QLD First Home Buyer Stamp Duty Concessions (2026)
QLD 2026 FHB concessions: PPOR, thresholds, eligibility and process — with calculator.
Ready to try the Stamp Duty Calculator?
Use the calculator to model your scenario and make confident decisions.
What moved in Australian property this week — in your inbox Sunday.
RBA decisions, clearance rates, policy shifts and the calculators that dropped. Two-minute read, no filler.
Free. No spam. Unsubscribe anytime.