Cash Rate in Australian property
Everything we've published on cash rate — 10 expert guides and news pieces, plus 0 related free calculators.
August RBA Minutes Show Why the Board Held at 4.35%
The August RBA minutes show the Board considered a 25 basis point increase before unanimously holding at 4.35%. See the mortgage, housing and next-meeting context.
ReadMore on Cash Rate
9 more
NewsRBA Says Scheduled Mortgage Payments Are Near Their 2024 Peak
The RBA says scheduled mortgage payments are close to their 2024 peak as a share of household income, while new housing lending and auction conditions have softened.
NewsRBA Holds Cash Rate at 4.35% in August 2026
The RBA held the cash rate at 4.35% on 11 August 2026. See what the decision means for mortgage repayment estimates, borrowing checks and the next meeting.
NewsShould You Fix Your Home Loan in 2026 After the RBA Rate Hikes?
A practical 2026 guide to fixed, variable and split home loans after the RBA rate hikes, including repayment certainty, offset access, break costs, refinancing and when each option may suit.
NewsHow Much Can I Borrow After the 2026 RBA Rate Hikes?
How the 2026 RBA rate hikes, APRA serviceability buffer and lender assessment rules affect Australian borrowing power, with worked examples by income and practical ways to protect a pre-approval.
NewsRBA Hikes Cash Rate to 4.35% — Third Consecutive Rise as Inflation Re-Accelerates
The Reserve Bank lifted the cash rate by 25 basis points to 4.35% on 5 May 2026, the third hike of the year. Big Four banks have all confirmed full pass-through. What it means for repayments, the inflation backdrop, and what comes next.
NewsMortgage Stress in Australia (April 2026): 1.4 Million Households at Risk and What to Do About It
Roy Morgan forecasts 26.6% of Australian mortgage holders are at risk after the March rate rise. What the numbers mean, which states are hit hardest, and seven moves that actually help.
NewsBig Four Banks Pass Through RBA March Hike: What Homeowners Need to Know
CBA, NAB, Westpac and ANZ have all passed on the RBA's March 0.25% rate rise in full. Effective dates, the repayment impact, and what borrowers should do now.
NewsHow RBA Interest Rates Affect Your Property Costs in 2026
Understand how the RBA cash rate flows through to your mortgage repayments, borrowing power, and property costs — and what strategies can help.
NewsRBA Raises Cash Rate to 4.10% in March 2026: What It Means for Property
The RBA increased the cash rate to 4.10% on 17 March 2026 — the first rise since November 2023. What this means for mortgage holders, borrowers, and the property market.