Deposit in Australian property
Everything we've published on deposit — 11 expert guides and news pieces, plus 1 related free calculators.
Home Loan Application Documents Checklist Australia
Prepare the identity, income, expense, debt, savings and property documents an Australian lender may request, with separate notes for employees and self-employed applicants.
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10 moreGuidesCan LMI Be Added to a Home Loan? Capitalised LMI Explained
LMI can sometimes be added to an Australian home loan, but it increases the loan, repayments and effective LVR. See a worked example and the limits to check.
PropertyLMI at 90% LVR in Australia: 2026 Deposit, Premium and Repayment Guide
A practical guide to LMI at 90% LVR in Australia, including deposit examples, capitalised LMI, monthly repayment impact and when saving longer may be better.
PropertyHow Much Is LMI on a $700k, $800k, $900k and $1m Property?
Compare estimated LMI on $700k, $800k, $900k and $1m Australian properties at 80%, 85%, 90% and 95% LVR, with deposit and repayment trade-offs.
NewsHelp to Buy vs 5% Deposit Scheme: Which First Home Buyer Path Is Better in 2026?
A practical comparison of Help to Buy and the Australian Government 5% Deposit Scheme in 2026, including deposits, ownership, income caps, repayments, price caps and hidden trade-offs.
FinanceHow Much Is LMI in Australia in 2026? Deposit Examples by Property Price
A buyer-friendly guide to LMI in Australia in 2026, explaining why cost varies by lender, LVR and borrower profile, with examples by deposit size.
NewsAustralian Government 5% Deposit Scheme 2026: Eligibility, Price Caps and Real Costs
A practical 2026 guide to the Australian Government 5% Deposit Scheme: who qualifies, current price caps, how much deposit you need, LMI savings, stamp duty, repayments and the traps to check before you apply.
NewsFirst Home Super Saver Scheme 2026: Contributions, Release and Timing
A current guide to FHSS contribution limits, releasable amounts, ATO determinations, contract timing and associated-earnings limits.
FinanceLMI Estimate Checklist: 8 Inputs to Check Before You Rely on a Premium
A practical checklist for checking an indicative lenders mortgage insurance estimate against the loan amount, lender valuation, LVR, property type, state duty and actual lender quote.
PropertyHow to Calculate LVR for an Australian Home Loan
Calculate loan-to-value ratio from the loan amount and lender property value, with worked 80%, 90% and valuation-shortfall examples.
NewsHousing Affordability in Australia (2026): Key Challenges & Solutions
The state of housing affordability in Australia: deposit barriers, income-to-price ratios, government assistance, and practical strategies for buyers.
