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Deposit in Australian property

Everything we've published on deposit — 9 expert guides and news pieces, plus 1 related free calculators.

Articles
9
Calculators
1
Property11 June 2026

LMI at 90% LVR in Australia: 2026 Deposit, Premium and Repayment Guide

A practical guide to LMI at 90% LVR in Australia, including deposit examples, capitalised LMI, monthly repayment impact and when saving longer may be better.

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More on Deposit

8 more
Property
4 min

How Much Is LMI on a $700k, $800k, $900k and $1m Property?

Compare estimated LMI on $700k, $800k, $900k and $1m Australian properties at 80%, 85%, 90% and 95% LVR, with deposit and repayment trade-offs.

News
10 min

Help to Buy vs 5% Deposit Scheme: Which First Home Buyer Path Is Better in 2026?

A practical comparison of Help to Buy and the Australian Government 5% Deposit Scheme in 2026, including deposits, ownership, income caps, repayments, price caps and hidden trade-offs.

Finance
6 min

How Much Is LMI in Australia in 2026? Deposit Examples by Property Price

A buyer-friendly guide to LMI in Australia in 2026, explaining why cost varies by lender, LVR and borrower profile, with examples by deposit size.

News
10 min

Australian Government 5% Deposit Scheme 2026: Eligibility, Price Caps and Real Costs

A practical 2026 guide to the Australian Government 5% Deposit Scheme: who qualifies, current price caps, how much deposit you need, LMI savings, stamp duty, repayments and the traps to check before you apply.

News
9 min

First Home Super Saver Scheme 2026: How to Pull \$50,000 Out of Your Super for a Deposit

The FHSS lets first home buyers save for a deposit inside super at the 15% concessional rate instead of their marginal rate. Caps, eligibility, tax treatment, timeline, and the five traps that catch most applicants.

Finance
8 min

LMI Estimate Checklist: 8 Inputs to Check Before You Rely on a Premium

A practical checklist for checking an indicative lenders mortgage insurance estimate against the loan amount, lender valuation, LVR, property type, state duty and actual lender quote.

Property
7 min

How to Calculate LVR for an Australian Home Loan

Calculate loan-to-value ratio from the loan amount and lender property value, with worked 80%, 90% and valuation-shortfall examples.

News
7 min

Housing Affordability in Australia (2026): Key Challenges & Solutions

The state of housing affordability in Australia: deposit barriers, income-to-price ratios, government assistance, and practical strategies for buyers.

Calculators for Deposit

1 free tools