Finance in Australian property
Everything we've published on finance — 2 expert guides and news pieces, plus 11 related free calculators.
How to Calculate Inflation and Purchasing Power in Australia
Use a constant-rate scenario to estimate a future equivalent cost, then learn when an ABS CPI index comparison is the better method.
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1 moreCalculators for Finance
11 free tools
FinanceSimple Interest Calculator
Calculate simple interest earned on a principal amount over time.
Run itFinanceMortgage Repayment Calculator
Calculate mortgage payments, total interest, and view an amortization schedule for your home loan.
Run itPropertyLenders Mortgage Insurance (LMI) Calculator
Model an indicative LMI planning proxy and the repayment impact if the premium is capitalised. Actual lender quotes can differ materially.
Run itFinanceInterest-Only Repayment Step-Up Calculator
Estimate the monthly repayment before and after an interest-only period ends, using the balance, rates and remaining loan term entered.
Run itFinanceExtra Repayments & Offset Savings
Calculate how extra repayments and an offset account reduce your total interest and loan term.
Run itFinanceBorrowing Power Calculator
Model indicative borrowing capacity from income, expenses, existing repayments, interest rate and a 3 to 5 percentage-point buffer.
Run itFinanceLoan Comparison Calculator
Compare two home loans side-by-side to find which saves you more over the life of the loan, including fees, interest, and total cost.
Run itFinanceIncome Tax Calculator
Calculate your Australian salary after tax for 2025–26 or 2026–27. See income tax, Medicare levy, marginal HELP repayments, take-home pay, effective tax rate and a 12% super illustration.
Run itFinanceCompound Interest Calculator
Calculate compound interest with regular contributions and see how your investment grows over time with the power of compounding.
Run itFinanceDeposit Savings Calculator
Calculate how long it will take to save for a house deposit in Australia. See your timeline, interest earned, and savings growth over time.
Run itFinanceInflation Calculator Australia
Model how a constant assumed annual inflation rate changes an amount over time. This is a scenario tool, not a historical CPI lookup.
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