Finance in Australian property
Everything we've published on finance — 2 expert guides and news pieces, plus 11 related free calculators.
How to Calculate Inflation and Purchasing Power in Australia
Use a constant-rate scenario to estimate a future equivalent cost, then learn when an ABS CPI index comparison is the better method.
ReadMore on Finance
1 moreCalculators for Finance
11 free toolsSimple Interest Calculator
Calculate simple interest earned on a principal amount over time.
Run itMortgage Repayment Calculator
Calculate mortgage payments, total interest, and view an amortisation schedule for your home loan.
Run itLenders Mortgage Insurance (LMI) Calculator
Model an indicative LMI planning proxy and the repayment impact if the premium is capitalised. Actual lender quotes can differ materially.
Run itInterest-Only Repayment Step-Up Calculator
Estimate the monthly repayment before and after an interest-only period ends, using the balance, rates and remaining loan term entered.
Run itExtra Repayments & Offset Savings
Calculate how extra repayments and an offset account reduce your total interest and loan term.
Run itBorrowing Power Calculator
Model indicative borrowing capacity from income, expenses, existing repayments, interest rate and a 3 to 5 percentage-point buffer.
Run itLoan Comparison Calculator
Estimate two home loans using monthly repayments, interest and entered fees. Compare equal amounts and terms, or see the cost of changing a scenario.
Run itIncome Tax Calculator
Calculate your Australian salary after tax for 2025–26 or 2026–27. See income tax, Medicare levy, marginal HELP repayments, take-home pay, effective tax rate and a 12% super illustration.
Run itCompound Interest Calculator
Estimate compound interest on a constant-rate savings scenario with monthly or annual end-of-period contributions.
Run itDeposit Savings Calculator
Estimate how long a fixed house deposit goal may take, using monthly savings and an assumed interest rate. See projected growth and any remaining shortfall.
Run itInflation Calculator Australia
Model how a constant assumed annual inflation rate changes an amount over time. This is a scenario tool, not a historical CPI lookup.
Run it