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Interest Rates in Australian property

Everything we've published on interest rates — 9 expert guides and news pieces, plus 0 related free calculators.

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9
Calculators
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News12 Aug 2026

RBA Holds Cash Rate at 4.35% in August 2026

The RBA held the cash rate at 4.35% on 11 August 2026. See what the decision means for mortgage repayment estimates, borrowing checks and the next meeting.

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More on Interest Rates

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News
8 min

RBA Housing Rate Channel: What Mortgage Holders Should Know in July 2026

The RBA says housing is the strongest domestic channel for interest-rate changes. Here is what that means for repayments, spending and dwelling investment.

News
8 min

RBA Hikes Cash Rate to 4.35% — Third Consecutive Rise as Inflation Re-Accelerates

The Reserve Bank lifted the cash rate by 25 basis points to 4.35% on 5 May 2026, the third hike of the year. Big Four banks have all confirmed full pass-through. What it means for repayments, the inflation backdrop, and what comes next.

Finance
8 min

Home Loan Rate Change Checklist: What to Check on the Lender Notice

A practical checklist for checking a changed home loan rate, effective date, minimum repayment, direct debit, offset and remaining term against a lender notice.

News
7 min

Understanding Comparison Rates: Why the Advertised Rate Isn't the Full Story

What an Australian comparison rate is, how it is calculated, why it matters when comparing home loans, and its limitations. Use our Loan Comparison Calculator to compare the true cost of loans.

News
8 min

Best Home Loan Rates in Australia (April 2026): How to Find the Cheapest Mortgage

Compare the cheapest home loan rates in Australia as of April 2026. Big four bank rates, smaller lender deals, fixed vs variable, and how to get the best rate.

News
8 min

How the Middle East Conflict Is Affecting Australian Property Markets in 2026

The Middle East conflict is pushing up oil prices, inflation, and interest rates. What this means for Australian property prices, construction costs, and mortgage holders.

News
7 min

How RBA Interest Rates Affect Your Property Costs in 2026

Understand how the RBA cash rate flows through to your mortgage repayments, borrowing power, and property costs — and what strategies can help.

News
7 min

RBA Raises Cash Rate to 4.10% in March 2026: What It Means for Property

The RBA increased the cash rate to 4.10% on 17 March 2026 — the first rise since November 2023. What this means for mortgage holders, borrowers, and the property market.