Interest Rates in Australian property
Everything we've published on interest rates — 13 expert guides and news pieces, plus 0 related free calculators.

CBA October Rate Rise: Three Dates to Check
CBA variable home loan rates rise on 9 October 2026. The app display and repayment notice follow on different dates. Here is how to separate them.
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NewsANZ Variable Home Loan Rates Rise on 9 October 2026
ANZ announced a 0.25 percentage point variable home loan rate increase from 9 October. Check the effective date, repayment notice and an illustrative interest calculation.
NewsRBA Raises Cash Rate to 4.60%: September 2026 Mortgage Examples
The RBA raised its cash rate target on 29 September 2026. See what a separate 0.25 percentage point home loan rate rise could mean for repayments.
NewsRBA September Remarks: Inflation Remains the Focus for Mortgage Borrowers
What Sarah Hunter said on 8 September 2026, what remains undecided, and how a hypothetical rate rise changes repayments on a $600,000 mortgage.
RBA Holds Cash Rate at 4.35% in August 2026
The RBA held the cash rate at 4.35% on 11 August 2026. See what the decision means for mortgage repayment estimates, borrowing checks and the next meeting.
RBA Housing Rate Channel: What Mortgage Holders Should Know in July 2026
The RBA says housing is the strongest domestic channel for interest-rate changes. Here is what that means for repayments, spending and dwelling investment.
RBA Hikes Cash Rate to 4.35% — Third Consecutive Rise as Inflation Re-Accelerates
The Reserve Bank lifted the cash rate by 25 basis points to 4.35% on 5 May 2026, the third hike of the year. Big Four banks have all confirmed full pass-through. What it means for repayments, the inflation backdrop, and what comes next.
Home Loan Rate Change Checklist: What to Check on the Lender Notice
A practical checklist for checking a changed home loan rate, effective date, minimum repayment, direct debit, offset and remaining term against a lender notice.
Understanding Comparison Rates: Why the Advertised Rate Isn't the Full Story
What an Australian comparison rate is, how it is calculated, why it matters when comparing home loans, and its limitations. Use our Loan Comparison Calculator to compare the true cost of loans.
Best Home Loan Rates in Australia (April 2026): How to Find the Cheapest Mortgage
Compare the cheapest home loan rates in Australia as of April 2026. Big four bank rates, smaller lender deals, fixed vs variable, and how to get the best rate.
How the Middle East Conflict Is Affecting Australian Property Markets in 2026
The Middle East conflict is pushing up oil prices, inflation, and interest rates. What this means for Australian property prices, construction costs, and mortgage holders.
How RBA Interest Rates Affect Your Property Costs in 2026
Understand how the RBA cash rate flows through to your mortgage repayments, borrowing power, and property costs — and what strategies can help.
RBA Raises Cash Rate to 4.10% in March 2026: What It Means for Property
The RBA increased the cash rate to 4.10% on 17 March 2026 — the first rise since November 2023. What this means for mortgage holders, borrowers, and the property market.