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Loan To Value Ratio in Australian property

Everything we've published on loan to value ratio — 2 expert guides and news pieces, plus 2 related free calculators.

Articles
2
Calculators
2
Property12 July 2026

How to Calculate LVR for an Australian Home Loan

Calculate loan-to-value ratio from the loan amount and lender property value, with worked 80%, 90% and valuation-shortfall examples.

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More on Loan To Value Ratio

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Property
7 min

Bank Valuation Shortfall and LMI: What Australian Buyers Should Check

A practical Australian buyer guide to how a low lender valuation can change LVR, trigger LMI and create a cash shortfall before settlement.

Calculators for Loan To Value Ratio

2 free tools
Property

Property Value Change and LVR Calculator

Convert a percentage property-value change into an indicative dollar value, equity position and loan-to-value ratio scenario.

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Property

Home Equity and LVR Calculator

Estimate total home equity, current loan-to-value ratio and equity above a chosen planning LVR using a property value and mortgage balance.

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