Australian Real Estate Tools & Calculators
18 free tools for property buyers, investors, and homeowners. All states and territories covered.
Buying a Home
Everything you need to plan your property purchase
Stamp Duty Calculator
Calculate stamp duty and government charges for property purchases across all Australian states and territories.
Use Tool →Mortgage Repayment Calculator
Calculate mortgage payments, total interest, and view an amortization schedule for your home loan.
Use Tool →Borrowing Power Calculator
Estimate your borrowing capacity based on income, expenses, existing debts, interest rate, and loan term, with stress testing and DTI transparency.
Use Tool →Property Purchase Cost Calculator
Estimate the total upfront costs of buying property in Australia, including stamp duty, government fees, legal costs, inspections, insurance, and moving expenses.
Use Tool →Lenders Mortgage Insurance (LMI) Calculator
Calculate LMI premiums, repayment impacts, and explore options to avoid LMI costs. Get instant estimates based on your loan amount, property value, and borrower profile.
Use Tool →Deposit Savings Calculator
Calculate how long it will take to save for a house deposit in Australia. See your timeline, interest earned, and savings growth over time.
Use Tool →Property Investment
Analyse investment returns, yields, and tax benefits
Investment Property Yield Calculator
Calculate gross and net rental yield, cash flow, and visualize income vs expenses for an investment property with optional loan and advanced fees.
Use Tool →Rental Yield Calculator
Calculate gross and net rental yield on an Australian investment property. Enter purchase price, weekly rent, and annual expenses to see your yield instantly.
Use Tool →Negative Gearing Calculator
Calculate the tax benefits of negative gearing on an Australian investment property. See your annual tax refund, cash flow, and after-tax holding cost.
Use Tool →Capital Gains Tax Calculator
Calculate capital gains tax (CGT) on Australian investment property. Estimate your taxable capital gain, CGT discount eligibility, tax payable, and net profit after tax.
Use Tool →Buy vs Rent Calculator
Compare the total cost of buying vs renting a home over time. Factor in mortgage repayments, property growth, rent increases, stamp duty, holding costs, and investment returns to see which option builds more wealth.
Use Tool →Land Tax Calculator
Estimate annual land tax based on land value and ownership, with state-specific thresholds and rates.
Use Tool →Finance & Tax
Income tax, interest calculations, and financial planning
Income Tax Calculator
Calculate your Australian salary after tax for 2024–25. See income tax, Medicare levy, HELP repayments, take-home pay, effective tax rate, and superannuation based on current ATO tax brackets.
Use Tool →Compound Interest Calculator
Calculate compound interest with regular contributions and see how your investment grows over time with the power of compounding.
Use Tool →Simple Interest Calculator
Calculate simple interest earned on a principal amount over time.
Use Tool →Inflation Calculator
Calculate the impact of inflation on purchasing power in Australia. See what a past dollar amount is worth in today's money.
Use Tool →Compare & Optimise
Compare loans, extra repayments, and savings strategies
Loan Comparison Calculator
Compare two home loans side-by-side to find which saves you more over the life of the loan, including fees, interest, and total cost.
Use Tool →Extra Repayments & Offset Savings
Calculate how extra repayments and an offset account reduce your total interest and loan term.
Use Tool →All tools are completely free — no signups, no limits, no hidden fees.