LVR in Australian property
Everything we've published on lvr — 7 expert guides and news pieces, plus 2 related free calculators.
Can LMI Be Added to a Home Loan? Capitalised LMI Explained
LMI can sometimes be added to an Australian home loan, but it increases the loan, repayments and effective LVR. See a worked example and the limits to check.
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NewsAustralian Home Values Fell 0.7% in July 2026
Cotality says its national Home Value Index fell 0.7% in July 2026 as declines widened beyond Sydney and Melbourne. See the city results and index limits.
PropertyHow Much Is LMI on a $700k, $800k, $900k and $1m Property?
Compare estimated LMI on $700k, $800k, $900k and $1m Australian properties at 80%, 85%, 90% and 95% LVR, with deposit and repayment trade-offs.
FinanceHow Much Is LMI in Australia in 2026? Deposit Examples by Property Price
A buyer-friendly guide to LMI in Australia in 2026, explaining why cost varies by lender, LVR and borrower profile, with examples by deposit size.
FinanceLMI Estimate Checklist: 8 Inputs to Check Before You Rely on a Premium
A practical checklist for checking an indicative lenders mortgage insurance estimate against the loan amount, lender valuation, LVR, property type, state duty and actual lender quote.
PropertyHow to Calculate LVR for an Australian Home Loan
Calculate loan-to-value ratio from the loan amount and lender property value, with worked 80%, 90% and valuation-shortfall examples.
FinanceCan You Get an LMI Refund in Australia?
A practical Australian guide to when an LMI refund may be possible after refinancing, selling or paying down a home loan, and what borrowers should check before switching lenders.
Calculators for LVR
2 free tools
PropertyProperty Value Change and LVR Calculator
Convert a percentage property-value change into an indicative dollar value, equity position and loan-to-value ratio scenario.
Run itPropertyHome Equity and LVR Calculator
Estimate total home equity, current loan-to-value ratio and equity above a chosen planning LVR using a property value and mortgage balance.
Run it