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National property data · dated source snapshots

Australian property market dashboard

Six sections covering rates, values, rentals, supply, activity and lending. Figures come from dated public releases and are hidden when their review window expires. A source check date is not the reference period or a guarantee that no newer release exists.

Latest ABS explainer: mortgage interest charges rose 8.2% in the June quarter. Earlier releases: household spending rose 0.8% in June 2026, with important housing-cost exclusions, and household wealth rose 1.2% in the March quarter 2026.

Section 1

Interest rates

RBA decisions and dated lending-rate snapshots. Market averages are not loan offers.

RBA cash rate
Step chart of every Board decision since 2022

Sourced snapshot · source checked 2026-11-05

3.4%4.3%5.1%May 2023Nov 2023May 2024Nov 2024May 2025Nov 2025Mar 2026Jun 2026Sep 2026

The cash-rate target is 4.85%, effective 4 November 2026. Read the 3 November RBA decision.

RBA — Cash Rate Targetas of 4 November 2026
Last 12 board decisions

Sourced snapshot · source checked 2026-11-05

  • 3 Nov 2026hike+25bp4.85%
  • 29 Sep 2026hike+25bp4.60%
  • 11 Aug 2026hold—4.35%
  • 16 Jun 2026hold—4.35%
  • 5 May 2026hike+25bp4.35%
  • 17 Mar 2026hike+25bp4.10%
  • 3 Feb 2026hike+25bp3.85%
  • 9 Dec 2025hold—3.60%
  • 4 Nov 2025hold—3.60%
  • 30 Sep 2025hold—3.60%
  • 12 Aug 2025cut-25bp3.60%
  • 8 Jul 2025hold—3.85%
Rate by product type

Awaiting data refresh · source checked 2026-03-31

Figures are withheld pending a source review. Follow the source below for its current release.

APRA serviceability buffer

Awaiting source verification

Figures are withheld pending a source review. Follow the source below for its current release.

APRAas of Oct 2021
Section 2

Prices & values

Dated changes in dwelling values. An index movement is not a valuation of an individual property.

Combined capitals — annual change

Awaiting data refresh · source checked 2026-05-01

Figures are withheld pending a source review. Follow the source below for its current release.

Capital city YoY change

Awaiting data refresh · source checked 2026-05-01

Figures are withheld pending a source review. Follow the source below for its current release.

Section 3

Rental market

The numbers behind Australia's rental crunch — vacancy, asking rents and gross yields city-by-city.

National vacancy

Awaiting data refresh · source checked 2026-05-12

Figures are withheld pending a source review. Follow the source below for its current release.

Vacancy by capital city

Awaiting data refresh · source checked 2026-05-12

Figures are withheld pending a source review. Follow the source below for its current release.

Median rent — houses vs units

Awaiting data refresh · source checked 2026-04-23

Figures are withheld pending a source review. Follow the source below for its current release.

Gross rental yields by capital city

Awaiting data refresh · source checked 2026-04-15

Figures are withheld pending a source review. Follow the source below for its current release.

Section 4

Housing supply

Approvals are an early pipeline indicator; commencements and completions record later stages. The National Housing Accord objective covers delivered homes, not a monthly approvals target.

Dwelling approvals - September 2026
ABS, released 2 November 2026

Sourced snapshot · source checked 2026-11-05

17,948+5.1% m/m
Previous month (August 2026, revised): 17,080. Approvals permit construction to begin; they are not commencements or completed homes.
Read the September ABS approvals releaseUnderstand the housing data pipeline
Dwelling completions - quarterly
Seasonally adjusted; September 2024 to June 2026

Sourced snapshot · source checked 2026-10-09

52k0Q3 24Q3 25Q2 26
47,168+15.9% YoYdwellings, June quarter 2026

Released 7 October 2026. Prior quarters are revised; June estimates remain subject to revision. National completions do not establish local availability or a building handover date.

Read the June starts and completions update
ABS Building Activity, June 2026as of June quarter 2026
Section 5

Market activity

How fast properties are selling and at what discount to the original asking price.

Auction clearance

Awaiting data refresh · source checked 2026-05-11

Figures are withheld pending a source review. Follow the source below for its current release.

Median days on market

Awaiting data refresh · source checked 2026-05-11

Figures are withheld pending a source review. Follow the source below for its current release.

Vendor discount (median)

Awaiting data refresh · source checked 2026-05-11

Figures are withheld pending a source review. Follow the source below for its current release.

Section 6

Lending & credit

Where the borrowed money is going and who's writing the loans.

New lending composition

Awaiting source verification

Figures are withheld pending a source review. Follow the source below for its current release.

Big-Four vs the rest — new lending share

Awaiting source verification

Figures are withheld pending a source review. Follow the source below for its current release.

Average new mortgage size
ABS Lending Indicators, June quarter 2026

Sourced snapshot · source checked 2026-08-14

Owner-occupier
$731,000
Investor
$708,000
Original-series national averages for new dwelling loan commitments, excluding refinancing. These are market aggregates, not a loan offer or borrowing benchmark.

Model your specific position

National numbers are useful for context. To model what they mean for your repayments, borrowing power, deposit and tax position, use the calculators:

Methodology: These are dated headline snapshots, not a live feed. The source links show where figures were recorded. Illustrative values are not published. A sourced snapshot means a source is recorded, not that it was rechecked today.

Review windows: Monthly releases generally expire after 45 days, quarterly releases after 120 days, and cash-rate snapshots by the next scheduled review. These are editorial limits, not publisher release schedules. Expired figures are withheld automatically.

General information: Market aggregates are not a valuation, loan offer, eligibility assessment or investment recommendation. Check the original release and consult an appropriately licensed professional for advice.

Source freshness register