National property data — June 2026

Australian property market dashboard

The complete national property data set in one place. Seven sections, twenty-plus metrics, sourced from the public releases of the RBA, ABS, APRA, Cotality, SQM Research, Domain and S&P Global Ratings. Every figure carries its own attribution and update timestamp.

Section 1

Interest rates

What the RBA has done, what lenders are charging, and the spread between the best advertised rate and the market average.

RBA cash rate
Step chart of every Board decision since 2022
3.4%4.0%4.6%May 2023Nov 2023May 2024Nov 2024May 2025Nov 2025Mar 2026Jun 2026
RBA — Cash Rate Targetas of 17 June 2026
Last 12 board decisions
  • 17 Jun 2026hold4.35%
  • 6 May 2026hike+25bp4.35%
  • 18 Mar 2026hike+25bp4.10%
  • 4 Feb 2026hike+25bp3.85%
  • 10 Dec 2025hold3.60%
  • 5 Nov 2025hold3.60%
  • 1 Oct 2025hold3.60%
  • 13 Aug 2025cut-25bp3.60%
  • 9 Jul 2025hold3.85%
  • 21 May 2025cut-25bp3.85%
  • 2 Apr 2025hold4.10%
  • 19 Feb 2025cut-25bp4.10%
Best vs market average
Owner-occupier variable, May 2026
5.50%
Best advertised
cheapest broker rate
6.00%
Market average
RBA F6
0.50pp gap = ~$3,500 p.a. on a $700k loan
Rate by product type
Owner-occ var.6.0%Investor var.6.2%3yr fixed5.4%APRA buffer9.0%
APRA serviceability buffer
Stress test rate above offered
+3.0ppfloor since Oct 2021
Every $700k loan is assessed at 9% — not the contracted 6%.
APRAas of Oct 2021
Section 2

Prices & values

Where prices are, how they've moved, and the spread between metro median and premium suburbs.

Combined capitals — annual change
Cotality combined-capitals dwelling value, year to April 2026
+9.8%YoY
3-month change: +1.6% · “capital city home values only 0.2% higher in April” (Cotality, May 2026 Chart Pack).
Capital city YoY change
Sydney, Melbourne and Brisbane medians from Cotality HVI Feb 2026
Sydney
$1,296,039
+4.2%
Melbourne
$826,132
+2.0%
Brisbane
$1,080,538
+19.7%
Adelaide
+12.2%
Perth
+26.0%
Hobart
+8.5%
Darwin
+19.6%
Canberra
+5.6%
Section 3

Rental market

The numbers behind Australia's rental crunch — vacancy, asking rents and gross yields city-by-city.

National vacancy
1.2%healthy: 3%
Tighter = more competition for tenants
Vacancy by capital city
Sydney1.3%Melbourne1.5%Brisbane0.8%Adelaide0.7%Perth0.6%Hobart0.5%Darwin0.3%Canberra1.4%
Anything below ~2% = landlord's market.
Median rent — houses vs units
Combined capitals, March quarter 2026
Houses
$680
+4.6% YoY
Units
$675
+3.8% YoY
$/week. New record. Domain Q1 2026 Rent Report.
Gross rental yields by capital city
Higher yield = better cashflow, typically lower capital growth. National gross yield 3.59% (April 2026).
Sydney3.1%Adelaide4.3%Hobart4.3%Darwin6.0%Canberra4.0%
Section 4

Housing supply

Approvals are the forward indicator (12-month lead); completions are what's actually delivered. National Housing Accord target is 1.2M homes across 2024-2029 — 20,000/month implied.

Dwelling approvals — March 2026
ABS 8731.0, released 4 May 2026
17,300−10.5% m/m
Previous month (Feb 2026): 19,330. Housing Accord pro-rata target: 20,000/month — running 14% below.
Dwelling completions — quarterly
Latest 8 quarters (Q1 2024 – Q4 2025)
51k0Q1 24Q1 25Q4 25
43,536-3.9% YoYdwellings, Q4 2025
Section 5

Market activity

How fast properties are selling and at what discount to the original asking price.

Auction clearance
Combined capitals, May 2026
Below 60%
Combined-capitals clearance has been below 60% since mid-March 2026.
Median days on market
Combined capitals, April 2026
27days
Vendor discount (median)
Combined capitals, May 2026
−3.1%
How much below the original asking price properties actually sell for. Closer to zero = stronger market.
Section 6

Lending & credit

Where the borrowed money is going and who's writing the loans.

New lending composition
$31.8bn in new commitments per month
$31.8bnper month
Owner-occupier (existing)41.3%
Investor36.9%
First home buyer18.4%
Construction / new3.4%
Big-Four vs the rest — new lending share
CBA25.4%
Westpac20.7%
NAB14.1%
ANZ13.2%
Other lenders26.6%
Big Four (73.4%) still dominate, but Macquarie and non-major lenders now write 26.6% — up from ~15% five years ago.
Average new mortgage size
ABS Lending Indicators 5601.0 — March quarter 2026, released 13 May
Owner-occupier
$735,000
Investor
$709,000
All-buyer average home loan size +9.0% YoY to $724,415 — implying buyers are leveraging higher into a rising rate environment.

Model your specific position

National numbers are useful for context. To model what they mean for your repayments, borrowing power, deposit and tax position, use the calculators:

Methodology: All figures reflect the most recent public release at the time of the page update. Sources are linked under each tile. We do not republish proprietary data — only headline figures from publicly released reports. Visualisations are hand-rolled inline SVG, generated server-side from the snapshot data file. There is no user tracking on this page.

Update cadence: RBA cash rate after each Board meeting (8x/year). RBA F6 lender rates monthly. Cotality Home Value Index monthly. SQM vacancy weekly. ABS building approvals monthly. ABS dwelling completions quarterly. ABS Lending Indicators monthly. APRA monthly ADI statistics monthly. S&P RMBS Performance Watch quarterly. Domain rental report quarterly.