First Home Buyer in Australian property
Everything we've published on first home buyer — 22 expert guides and news pieces, plus 0 related free calculators.
NSW Property Tax Notices 2026-27: Payment Dates and Rate Check
Revenue NSW began issuing 2026-27 First Home Buyer Choice property tax notices on 1 July. Check the payment dates, land use, rate and 4% cap.
ReadMore on First Home Buyer
21 more
PropertyLMI at 90% LVR in Australia: 2026 Deposit, Premium and Repayment Guide
A practical guide to LMI at 90% LVR in Australia, including deposit examples, capitalised LMI, monthly repayment impact and when saving longer may be better.
PropertyStamp Duty by Property Price Australia 2026: $600k, $800k and $1m Buyer Guide
Compare stamp duty on $600k, $800k and $1m Australian property purchases by state, buyer type and first home buyer status, with calculator links.
PropertyFirst Home Guarantee vs LMI: Which Costs Less in 2026?
Compare the First Home Guarantee with paying LMI, including deposit size, loan size, interest and eligibility trade-offs.
NewsHelp to Buy vs 5% Deposit Scheme: Which First Home Buyer Path Is Better in 2026?
A practical comparison of Help to Buy and the Australian Government 5% Deposit Scheme in 2026, including deposits, ownership, income caps, repayments, price caps and hidden trade-offs.
NewsDoes HECS or HELP Debt Affect Borrowing Power in 2026?
How HECS and HELP debt affects mortgage borrowing power in 2026, including the new marginal repayment system, the $67,000 threshold, lender serviceability and whether paying it off before buying can help.
FinanceHow Much Is LMI in Australia in 2026? Deposit Examples by Property Price
A buyer-friendly guide to LMI in Australia in 2026, explaining why cost varies by lender, LVR and borrower profile, with examples by deposit size.
FinanceHow to Avoid LMI Without a 20% Deposit
Practical ways Australian home buyers may avoid LMI without a 20% deposit, including government schemes, guarantor loans, professional waivers and lower-LVR strategies.
NewsAustralian Government 5% Deposit Scheme 2026: Eligibility, Price Caps and Real Costs
A practical 2026 guide to the Australian Government 5% Deposit Scheme: who qualifies, current price caps, how much deposit you need, LMI savings, stamp duty, repayments and the traps to check before you apply.
NewsVictoria Off-the-Plan Stamp Duty Concession 2026-27: Who Qualifies and What You Could Save
A buyer-friendly guide to Victoria's temporary off-the-plan stamp duty concession, including the 2026-27 Budget extension, eligible properties, how savings are calculated, worked examples and key risks.
NewsFirst Home Super Saver Scheme 2026: Contributions, Release and Timing
A current guide to FHSS contribution limits, releasable amounts, ATO determinations, contract timing and associated-earnings limits.
PropertyFirst Home Buyer Guide Australia: State Checks for 2026
A practical first home buyer checklist for Australia, with current state links and clear limits on grant, duty and borrowing estimates.
PropertyWA Stamp Duty 2026: Current Rates and First Home Buyer Thresholds
Check Western Australia transfer duty rates, 2026 first home buyer thresholds, a $650,000 worked example and the limits of an online estimate.
PropertyNSW Stamp Duty 2026: Rates, Thresholds, FHB & Surcharges
How NSW stamp duty works in 2026: brackets, first home buyer concessions, foreign buyer surcharges, and examples — with a calculator.
PropertyVIC Stamp Duty 2026: Rates, Thresholds, FHB & Surcharges
How Victorian stamp duty works in 2026: brackets, first home buyer concessions, foreign buyer surcharges — plus a calculator.
PropertyQLD Stamp Duty 2026: PPOR vs Investor, FHB & Surcharges
Queensland transfer duty in 2026: PPOR vs investment, FHB concessions, and foreign surcharges — with a calculator.
PropertyNSW First Home Buyer Stamp Duty Concessions (2026)
NSW 2026 FHB concessions and exemptions: eligibility, thresholds, how to claim, and examples — with a calculator.
PropertyVIC First Home Buyer Stamp Duty Concessions (2026)
VIC 2026 FHB concessions: eligibility, thresholds, occupancy rules; how to apply — calculator included.
PropertyBank Valuation Shortfall and LMI: What Australian Buyers Should Check
A practical Australian buyer guide to how a low lender valuation can change LVR, trigger LMI and create a cash shortfall before settlement.
NewsHousing Affordability in Australia (2026): Key Challenges & Solutions
The state of housing affordability in Australia: deposit barriers, income-to-price ratios, government assistance, and practical strategies for buyers.
NewsFirst Home Buyer Programs Australia 2026: What to Verify
A current verification checklist for grants, duty relief, guarantee and shared-equity programs without assuming eligibility.
NewsHelp to Buy Scheme 2026: Current Thresholds, Lenders and Application Steps
A current guide to Australia's Help to Buy shared equity scheme, including 2026-27 income thresholds, participating lenders, application stages and important limits.