First Home Buyer in Australian property
Everything we've published on first home buyer — 19 expert guides and news pieces, plus 0 related free calculators.
Stamp Duty by Property Price Australia 2026: $600k, $800k and $1m Buyer Guide
A practical guide to how stamp duty changes by property price and state, with examples for $600k, $800k and $1m purchases and links to state calculators.
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PropertyFirst Home Guarantee vs LMI: Which Costs Less in 2026?
Compare the First Home Guarantee with paying LMI, including deposit size, loan size, interest and eligibility trade-offs.
NewsHelp to Buy vs 5% Deposit Scheme: Which First Home Buyer Path Is Better in 2026?
A practical comparison of Help to Buy and the Australian Government 5% Deposit Scheme in 2026, including deposits, ownership, income caps, repayments, price caps and hidden trade-offs.
NewsDoes HECS or HELP Debt Affect Borrowing Power in 2026?
How HECS and HELP debt affects mortgage borrowing power in 2026, including the new marginal repayment system, the $67,000 threshold, lender serviceability and whether paying it off before buying can help.
FinanceHow Much Is LMI in Australia in 2026? Deposit Examples by Property Price
A buyer-friendly guide to LMI in Australia in 2026, explaining why cost varies by lender, LVR and borrower profile, with examples by deposit size.
FinanceHow to Avoid LMI Without a 20% Deposit
Practical ways Australian home buyers may avoid LMI without a 20% deposit, including government schemes, guarantor loans, professional waivers and lower-LVR strategies.
NewsAustralian Government 5% Deposit Scheme 2026: Eligibility, Price Caps and Real Costs
A practical 2026 guide to the Australian Government 5% Deposit Scheme: who qualifies, current price caps, how much deposit you need, LMI savings, stamp duty, repayments and the traps to check before you apply.
NewsVictoria Off-the-Plan Stamp Duty Concession 2026-27: Who Qualifies and What You Could Save
A buyer-friendly guide to Victoria's temporary off-the-plan stamp duty concession, including the 2026-27 Budget extension, eligible properties, how savings are calculated, worked examples and key risks.
NewsFirst Home Super Saver Scheme 2026: How to Pull \$50,000 Out of Your Super for a Deposit
The FHSS lets first home buyers save for a deposit inside super at the 15% concessional rate instead of their marginal rate. Caps, eligibility, tax treatment, timeline, and the five traps that catch most applicants.
PropertyFirst Home Buyer Guide Australia (2026): State-by-State
Complete first home buyer guide for Australia in 2026: state-by-state concessions, grants, eligibility, and step-by-step buying process.
PropertyWA Stamp Duty 2026: Rates, Thresholds & FHB Concessions
How Western Australia transfer duty works in 2026: brackets, first home buyer concessions, foreign buyer surcharges, and worked examples.
PropertyNSW Stamp Duty 2026: Rates, Thresholds, FHB & Surcharges
How NSW stamp duty works in 2026: brackets, first home buyer concessions, foreign buyer surcharges, and examples — with a calculator.
PropertyVIC Stamp Duty 2026: Rates, Thresholds, FHB & Surcharges
How Victorian stamp duty works in 2026: brackets, first home buyer concessions, foreign buyer surcharges — plus a calculator.
PropertyQLD Stamp Duty 2026: PPOR vs Investor, FHB & Surcharges
Queensland transfer duty in 2026: PPOR vs investment, FHB concessions, and foreign surcharges — with a calculator.
PropertyNSW First Home Buyer Stamp Duty Concessions (2026)
NSW 2026 FHB concessions and exemptions: eligibility, thresholds, how to claim, and examples — with a calculator.
PropertyVIC First Home Buyer Stamp Duty Concessions (2026)
VIC 2026 FHB concessions: eligibility, thresholds, occupancy rules; how to apply — calculator included.
NewsHousing Affordability in Australia (2026): Key Challenges & Solutions
The state of housing affordability in Australia: deposit barriers, income-to-price ratios, government assistance, and practical strategies for buyers.
NewsEvery First Home Buyer Assistance Program in Australia (2026)
Complete overview of first home buyer assistance in Australia: FHOG, stamp duty concessions, shared equity schemes, guarantor options, and how to access them.
NewsHelp to Buy Scheme 2026: How It Works, Eligibility & How to Apply
The Australian Government Help to Buy shared equity scheme launched in December 2025. How it works, who is eligible, participating lenders, and how to apply.