Home Equity in Australian property
Everything we've published on home equity — 7 expert guides and news pieces, plus 2 related free calculators.
RBA October 2026 Review: Reading the Housing Equity Scenario
The RBA October Financial Stability Review tests a 20% housing-price fall. Understand the negative-equity estimate and why a scenario is not a forecast.
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NewsAustralian Dwelling Values Fell in June Quarter 2026: Reading the ABS Figures
ABS June quarter dwelling values fell 0.3%. See the revised comparison, the difference between mean prices and valuations, and a worked equity example.
NewsAustralian Home Values Fell 0.7% in July 2026
Cotality says its national Home Value Index fell 0.7% in July 2026 as declines widened beyond Sydney and Melbourne. See the city results and index limits.
NewsRBA Says Housing Market Eased More Than Expected
The RBA says established housing prices eased more than expected, with modest falls concentrated in Sydney and Melbourne while negative equity remained limited.
NewsAustralian Household Wealth Rose 1.2% as Property Values Increased in March Quarter 2026
ABS data show Australian household wealth rose by $224.9 billion in the March quarter 2026, led by higher land and dwelling values while superannuation assets fell.
PropertyHouse Price Falls: Why a 10% Drop Needs an 11.11% Rise to Recover
Work through the different percentage bases after a property value falls. Compare value recovery with equity, selling costs and inflation using hypothetical Australian-dollar examples.
GuidesHome Equity vs Net Sale Proceeds: What Is Left After Selling?
See why home equity differs from the cash left after a property sale. Work through selling costs, lender payout and a lower-price scenario in Australian dollars.
Calculators for Home Equity
2 free tools
PropertyProperty Value Change and LVR Calculator
Convert a percentage property-value change into an indicative dollar value, equity position and loan-to-value ratio scenario.
Run itPropertyHome Equity and LVR Calculator
Estimate total home equity, current loan-to-value ratio and equity above a chosen planning LVR using a property value and mortgage balance.
Run it