Home Loans in Australian property
Everything we've published on home loans — 16 expert guides and news pieces, plus 0 related free calculators.
RBA September Remarks: Inflation Remains the Focus for Mortgage Borrowers
What Sarah Hunter said on 8 September 2026, what remains undecided, and how a hypothetical rate rise changes repayments on a $600,000 mortgage.
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NewsAustralia’s Unemployment Rate Rose to 4.5% in July 2026
Australia’s unemployment rate rose to 4.5% in July 2026 as employment and participation fell. See the ABS figures and what they do not show about a home loan application.
NewsAustralian Wage Growth Held at 3.2% in the June Quarter 2026
Australian wages rose 0.8% in the June quarter and 3.2% over the year. See the ABS figures and what they can and cannot show home loan users.
NewsRBA Says Scheduled Mortgage Payments Are Near Their 2024 Peak
The RBA says scheduled mortgage payments are close to their 2024 peak as a share of household income, while new housing lending and auction conditions have softened.
NewsAustralian Full-Time Adult Weekly Earnings Rose 3.7% to $2,083.70
ABS average weekly ordinary time earnings for full-time adults reached $2,083.70 in May 2026. See what the figure measures and why it is not a borrowing-power benchmark.
NewsAustralian New Home Loan Commitments Fell 5.4% in the June Quarter
ABS data show the number of new dwelling loan commitments fell 5.4% in the June quarter 2026. See the owner-occupier, investor and first home buyer results.
NewsRBA Holds Cash Rate at 4.35% in August 2026
The RBA held the cash rate at 4.35% on 11 August 2026. See what the decision means for mortgage repayment estimates, borrowing checks and the next meeting.
NewsASIC Finds Banks Paid More Than $55 Million for Offset Failures
ASIC says eight reviewed banks paid more than $55 million in compensation for mortgage offset failures. See what went wrong, what customers can check and what the figures do not prove.
NewsRBA May 2026 Mortgage Rates: New Owner-Occupier P&I Reached 6.15%
RBA data now show new owner-occupier principal-and-interest housing loans averaged 6.15% in May 2026, up from 5.92% in April. See the investor rates, repayment example and data limits.
NewsMortgage Interest Charges Rose 8.2% in the June Quarter, ABS Says
ABS living-cost data show mortgage interest charges rose 8.2% in the June quarter and employee-household living costs rose 1.5%. See what the figures measure and why they are not a personal repayment estimate.
NewsAustralian Housing Credit Grew 7.5% Over the Year to June 2026
RBA data show housing credit grew 0.6% in June and 7.5% over the year. See what outstanding housing credit measures and how it differs from new home lending.
NewsJune Jobs Data: What 4.4% Unemployment Does and Does Not Say About Home Loans
Australia’s unemployment rate held at 4.4% in June 2026. See the employment, participation and underemployment figures, plus the limits of using national data in a home loan estimate.
PropertyBorrowing Power After Rate Rises: Australian Income Examples for 2026
How interest-rate rises and lender serviceability buffers reduce borrowing power, with practical Australian household examples and calculator links.
FinanceMissed a Mortgage Repayment? What Happens Next in Australia
A practical Australian guide to mortgage arrears, hardship requests, lender response times, default notices, credit reporting and free support after a missed repayment.
FinanceHome Loan Rate Change Checklist: What to Check on the Lender Notice
A practical checklist for checking a changed home loan rate, effective date, minimum repayment, direct debit, offset and remaining term against a lender notice.
Home LoansHousing Credit vs New Home Loans: How to Read Australian Lending Data
A practical guide to the difference between RBA housing credit, ABS new loan commitments, refinancing, loan counts and home loan interest rates.