RBA in Australian property
Everything we've published on rba — 19 expert guides and news pieces, plus 0 related free calculators.
RBA Analysis Tracks Dwelling Rents as a Persistent Inflation Input
New RBA Bulletin analysis shows dwelling rents made a sustained contribution to a broad measure of household price growth from late 2022 to early 2026. See how the measure differs from CPI.
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NewsAugust RBA Minutes Show Why the Board Held at 4.35%
The August RBA minutes show the Board considered a 25 basis point increase before unanimously holding at 4.35%. See the mortgage, housing and next-meeting context.
NewsHomebuyer Sentiment Rebounds After RBA Hold, but Price Expectations Fall
Australian home-buying sentiment improved in August 2026 after the RBA's hold, while house-price expectations fell to a three-year low.
NewsRBA Says Scheduled Mortgage Payments Are Near Their 2024 Peak
The RBA says scheduled mortgage payments are close to their 2024 peak as a share of household income, while new housing lending and auction conditions have softened.
NewsRBA August 2026 Inflation Forecast: What the Outlook Says
The RBA expects headline and underlying inflation to ease to 2.4% by mid-2028. See the August forecast, housing context and limits for mortgage planning.
NewsRBA Holds Cash Rate at 4.35% in August 2026
The RBA held the cash rate at 4.35% on 11 August 2026. See what the decision means for mortgage repayment estimates, borrowing checks and the next meeting.
NewsRBA Says Housing Market Eased More Than Expected
The RBA says established housing prices eased more than expected, with modest falls concentrated in Sydney and Melbourne while negative equity remained limited.
NewsMortgage Interest Charges Rose 8.2% in the June Quarter, ABS Says
ABS living-cost data show mortgage interest charges rose 8.2% in the June quarter and employee-household living costs rose 1.5%. See what the figures measure and why they are not a personal repayment estimate.
NewsAustralian Housing Credit Grew 7.5% Over the Year to June 2026
RBA data show housing credit grew 0.6% in June and 7.5% over the year. See what outstanding housing credit measures and how it differs from new home lending.
NewsRBA Housing Rate Channel: What Mortgage Holders Should Know in July 2026
The RBA says housing is the strongest domestic channel for interest-rate changes. Here is what that means for repayments, spending and dwelling investment.
PropertyBorrowing Power After Rate Rises: Australian Income Examples for 2026
How interest-rate rises and lender serviceability buffers reduce borrowing power, with practical Australian household examples and calculator links.
NewsShould You Fix Your Home Loan in 2026 After the RBA Rate Hikes?
A practical 2026 guide to fixed, variable and split home loans after the RBA rate hikes, including repayment certainty, offset access, break costs, refinancing and when each option may suit.
NewsHow Much Can I Borrow After the 2026 RBA Rate Hikes?
How the 2026 RBA rate hikes, APRA serviceability buffer and lender assessment rules affect Australian borrowing power, with worked examples by income and practical ways to protect a pre-approval.
NewsRBA Hikes Cash Rate to 4.35% — Third Consecutive Rise as Inflation Re-Accelerates
The Reserve Bank lifted the cash rate by 25 basis points to 4.35% on 5 May 2026, the third hike of the year. Big Four banks have all confirmed full pass-through. What it means for repayments, the inflation backdrop, and what comes next.
NewsMortgage Stress in Australia (April 2026): 1.4 Million Households at Risk and What to Do About It
Roy Morgan forecasts 26.6% of Australian mortgage holders are at risk after the March rate rise. What the numbers mean, which states are hit hardest, and seven moves that actually help.
NewsBig Four Banks Pass Through RBA March Hike: What Homeowners Need to Know
CBA, NAB, Westpac and ANZ have all passed on the RBA's March 0.25% rate rise in full. Effective dates, the repayment impact, and what borrowers should do now.
Home LoansHousing Credit vs New Home Loans: How to Read Australian Lending Data
A practical guide to the difference between RBA housing credit, ABS new loan commitments, refinancing, loan counts and home loan interest rates.
NewsHow RBA Interest Rates Affect Your Property Costs in 2026
Understand how the RBA cash rate flows through to your mortgage repayments, borrowing power, and property costs — and what strategies can help.
NewsRBA Raises Cash Rate to 4.10% in March 2026: What It Means for Property
The RBA increased the cash rate to 4.10% on 17 March 2026 — the first rise since November 2023. What this means for mortgage holders, borrowers, and the property market.