Mortgage Repayments in Australian property
Everything we've published on mortgage repayments — 10 expert guides and news pieces, plus 1 related free calculators.
August RBA Minutes Show Why the Board Held at 4.35%
The August RBA minutes show the Board considered a 25 basis point increase before unanimously holding at 4.35%. See the mortgage, housing and next-meeting context.
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GuidesCan LMI Be Added to a Home Loan? Capitalised LMI Explained
LMI can sometimes be added to an Australian home loan, but it increases the loan, repayments and effective LVR. See a worked example and the limits to check.
News2026 Census Housing Data: What Happens After Census Night
Australia held the 2026 Census on 11 August. See when housing, mortgage, rent and tenure data is planned for release, and what the figures will not show.
NewsRBA Holds Cash Rate at 4.35% in August 2026
The RBA held the cash rate at 4.35% on 11 August 2026. See what the decision means for mortgage repayment estimates, borrowing checks and the next meeting.
News2026 Census Housing Questions: Mortgage, Rent and Tenure
The 2026 Census is on 11 August. See which housing payments and tenure details are collected, what is excluded and when the first housing data is planned for release.
Home LoansHow Home Loan Interest Is Calculated Daily in Australia
See the daily home loan interest formula, a worked mortgage and offset example, why interest is usually charged monthly, and why lender statements can differ.
NewsRBA Housing Rate Channel: What Mortgage Holders Should Know in July 2026
The RBA says housing is the strongest domestic channel for interest-rate changes. Here is what that means for repayments, spending and dwelling investment.
FinanceHow to Calculate a Mortgage Buffer in Australia
Calculate months of mortgage and essential-expense cover using accessible cash, offset savings and confirmed redraw, with a worked Australian example and practical limitations.
FinanceHome Loan Rate Change Checklist: What to Check on the Lender Notice
A practical checklist for checking a changed home loan rate, effective date, minimum repayment, direct debit, offset and remaining term against a lender notice.
FinanceWeekly vs Fortnightly vs Monthly Mortgage Repayments
A practical guide to repayment frequency in Australia, including the difference between true fortnightly repayments and paying half the monthly amount every two weeks.
