Mortgage Repayments in Australian property
Everything we've published on mortgage repayments — 17 expert guides and news pieces, plus 1 related free calculators.
CBA October Rate Rise: Three Dates to Check
CBA variable home loan rates rise on 9 October 2026. The app display and repayment notice follow on different dates. Here is how to separate them.
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NewsANZ Variable Home Loan Rates Rise on 9 October 2026
ANZ announced a 0.25 percentage point variable home loan rate increase from 9 October. Check the effective date, repayment notice and an illustrative interest calculation.
NewsRBA Raises Cash Rate to 4.60%: September 2026 Mortgage Examples
The RBA raised its cash rate target on 29 September 2026. See what a separate 0.25 percentage point home loan rate rise could mean for repayments.
NewsRBA September Remarks: Inflation Remains the Focus for Mortgage Borrowers
What Sarah Hunter said on 8 September 2026, what remains undecided, and how a hypothetical rate rise changes repayments on a $600,000 mortgage.
NewsAugust RBA Minutes Show Why the Board Held at 4.35%
The August RBA minutes show the Board considered a 25 basis point increase before unanimously holding at 4.35%. See the mortgage, housing and next-meeting context.
GuidesCan LMI Be Added to a Home Loan? Capitalised LMI Explained
LMI can sometimes be added to an Australian home loan, but it increases the loan, repayments and effective LVR. See a worked example and the limits to check.
News2026 Census Housing Data: What Happens After Census Night
Australia held the 2026 Census on 11 August. See when housing, mortgage, rent and tenure data is planned for release, and what the figures will not show.
NewsRBA Holds Cash Rate at 4.35% in August 2026
The RBA held the cash rate at 4.35% on 11 August 2026. See what the decision means for mortgage repayment estimates, borrowing checks and the next meeting.
News2026 Census Housing Questions: Mortgage, Rent and Tenure
See the rent, mortgage and tenure questions from the 11 August 2026 Census, excluded costs and the planned June 2027 housing data release.
Home LoansHow Home Loan Interest Is Calculated Daily in Australia
See the daily home loan interest formula, a worked mortgage and offset example, why interest is usually charged monthly, and why lender statements can differ.
NewsRBA Housing Rate Channel: What Mortgage Holders Should Know in July 2026
The RBA says housing is the strongest domestic channel for interest-rate changes. Here is what that means for repayments, spending and dwelling investment.
GuidesConstruction Loan Interest: A Part-Month Drawdown Worksheet
Estimate interest when a construction loan drawdown happens partway through a month. Track dates, drawn balances and rates without charging undrawn funds.
GuidesSplit Home Loans: Blended Rate and Repayment Worksheet
Calculate a balance-weighted interest rate for a split home loan, then estimate each portion separately. Includes a rate-rise example and clear limitations.
GuidesRemaining Loan Term: The Mortgage Calculator Input That Changes the Answer
Use the remaining loan term when estimating an existing mortgage. Compare 20, 25 and 30 years and see how a lower monthly payment can hide a longer debt.
FinanceHow to Calculate a Mortgage Buffer in Australia
Calculate months of mortgage and essential-expense cover using accessible cash, offset savings and confirmed redraw, with a worked Australian example and practical limitations.
FinanceHome Loan Rate Change Checklist: What to Check on the Lender Notice
A practical checklist for checking a changed home loan rate, effective date, minimum repayment, direct debit, offset and remaining term against a lender notice.
FinanceWeekly vs Fortnightly vs Monthly Mortgage Repayments
A practical guide to repayment frequency in Australia, including the difference between true fortnightly repayments and paying half the monthly amount every two weeks.
