Australia in Australian property
Everything we've published on australia — 94 expert guides and news pieces, plus 0 related free calculators.
RBA Housing Lending Rates: April 2026 Data Released in July
The RBA's latest lender-rate release shows new owner-occupier principal-and-interest housing loans averaged 5.92% in April 2026, compared with 6.09% for new investor principal-and-interest loans.
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NewsSouth Australia Land Tax Thresholds Changed for 2026-27
RevenueSA has published the South Australian land tax thresholds effective from 1 July 2026. The thresholds changed while the marginal rates stayed the same.
NewsAustralian Household Wealth Rose 1.2% as Property Values Increased in March Quarter 2026
ABS data show Australian household wealth rose by $224.9 billion in the March quarter 2026, led by higher land and dwelling values while superannuation assets fell.
NewsAustralia Recorded 1.60 Million Overseas Arrivals in May 2026, but It Is Not Migration Data
ABS data recorded 1.60 million international arrivals and 1.69 million departures in May 2026. The figures count border crossings and should not be used as a housing-demand or net migration measure.
NewsAustralian Housing Costs Rose 6.5% in the Year to May 2026
ABS data shows the housing group rose 6.5% over the year to May 2026, with electricity, new dwellings and rents contributing to the increase.
FinanceHome Loan Refinancing Checklist Australia: Costs, Documents and Steps
A practical Australian refinancing checklist covering switching costs, loan terms, lender documents, settlement and break-even testing.
NewsSMSF Property Borrowing Changes from 10 August 2026
New SMSF limited recourse borrowing arrangements for real property will generally need to involve business real property from 10 August 2026.
FinanceHow to Calculate Inflation and Purchasing Power in Australia
Use a constant-rate scenario to estimate a future equivalent cost, then learn when an ABS CPI index comparison is the better method.
NewsAustralian Dwelling Starts Fell 11.2% in the March Quarter 2026
ABS data shows seasonally adjusted dwelling commencements fell in the March quarter, while the less volatile trend series still rose.
NewsAustralian Dwelling Approvals Fell 1.1% in May 2026
ABS data shows total dwelling approvals fell in May 2026 as apartment and other multi-unit approvals declined, while private house approvals rose.
PropertyVIC Land Tax on $600k, $900k and $1.2m Site Value: 2026 Investor Examples
Victorian land tax examples for investment properties with $600k, $900k and $1.2m taxable site values, including trusts, absentee owners and cash-flow checks.
PropertyLMI at 90% LVR in Australia: 2026 Deposit, Premium and Repayment Guide
A practical guide to LMI at 90% LVR in Australia, including deposit examples, capitalised LMI, monthly repayment impact and when saving longer may be better.
PropertyNet Rental Yield Calculator Australia: Expenses Investors Forget in 2026
A practical guide to calculating net rental yield in Australia, including vacancy, management fees, strata, land tax, insurance, repairs and interest costs.
PropertyStamp Duty by Property Price Australia 2026: $600k, $800k and $1m Buyer Guide
Compare stamp duty on $600k, $800k and $1m Australian property purchases by state, buyer type and first home buyer status, with calculator links.
PropertyBorrowing Power After Rate Rises: Australian Income Examples for 2026
How interest-rate rises and lender serviceability buffers reduce borrowing power, with practical Australian household examples and calculator links.
FinanceSimple Interest Examples Australia 2026: Formula, Loans and Savings Scenarios
Simple interest formula explained with Australian loan, savings and property-debt examples. Calculate interest using principal, rate and time.
PropertyVIC Land Tax Absentee Owner Surcharge 2026: Who Pays and How to Estimate It
Victorian absentee owner surcharge guide for property investors, including who can be caught, how the surcharge interacts with land tax and what to model before buying.
NewsHelp to Buy vs 5% Deposit Scheme: Which First Home Buyer Path Is Better in 2026?
A practical comparison of Help to Buy and the Australian Government 5% Deposit Scheme in 2026, including deposits, ownership, income caps, repayments, price caps and hidden trade-offs.
NewsDoes HECS or HELP Debt Affect Borrowing Power in 2026?
How HECS and HELP debt affects mortgage borrowing power in 2026, including the new marginal repayment system, the $67,000 threshold, lender serviceability and whether paying it off before buying can help.
NewsShould You Fix Your Home Loan in 2026 After the RBA Rate Hikes?
A practical 2026 guide to fixed, variable and split home loans after the RBA rate hikes, including repayment certainty, offset access, break costs, refinancing and when each option may suit.
PropertyVictoria Land Tax for Investment Properties 2026: Owner Types, Trusts and Surcharges
A practical guide to Victorian land tax for investment properties in 2026, covering site value, trusts, absentee owner surcharge, examples and how to estimate your bill.
PropertyNSW Land Tax 2026: Investors, Thresholds, Premium Rates and Examples
NSW land tax guide for investors in 2026, including the frozen general and premium thresholds, 3-year average land value, trust rules and worked examples.
PropertyLand Tax for Trusts and Companies in Australia: State-by-State 2026 Guide
How land tax changes when Australian property is held in a trust or company, with 2026 examples for Victoria, NSW and Queensland.
FinanceHow Much Is LMI in Australia in 2026? Deposit Examples by Property Price
A buyer-friendly guide to LMI in Australia in 2026, explaining why cost varies by lender, LVR and borrower profile, with examples by deposit size.
FinanceHow to Avoid LMI Without a 20% Deposit
Practical ways Australian home buyers may avoid LMI without a 20% deposit, including government schemes, guarantor loans, professional waivers and lower-LVR strategies.
PropertyWhat Is a Good Rental Yield in Australia in 2026?
A practical guide to what counts as a good rental yield in Australia in 2026, including gross yield, net yield, risk, location and cash flow.
NewsAustralian Government 5% Deposit Scheme 2026: Eligibility, Price Caps and Real Costs
A practical 2026 guide to the Australian Government 5% Deposit Scheme: who qualifies, current price caps, how much deposit you need, LMI savings, stamp duty, repayments and the traps to check before you apply.
NewsHow Much Can I Borrow After the 2026 RBA Rate Hikes?
How the 2026 RBA rate hikes, APRA serviceability buffer and lender assessment rules affect Australian borrowing power, with worked examples by income and practical ways to protect a pre-approval.
NewsVictoria Off-the-Plan Stamp Duty Concession 2026-27: Who Qualifies and What You Could Save
A buyer-friendly guide to Victoria's temporary off-the-plan stamp duty concession, including the 2026-27 Budget extension, eligible properties, how savings are calculated, worked examples and key risks.
NewsCGT Reform from 1 July 2027: Why Simple Examples Can Mislead
Why post-2027 CGT estimates need acquisition timing, a 1 July 2027 transition value or apportionment, indexation and minimum-tax checks.
NewsNegative Gearing and CGT Reform: What the 2026 Act Does
A corrected guide to the enacted 2026 negative gearing and CGT changes, including the different transition rules that apply to each measure.
NewsRBA Hikes Cash Rate to 4.35% — Third Consecutive Rise as Inflation Re-Accelerates
The Reserve Bank lifted the cash rate by 25 basis points to 4.35% on 5 May 2026, the third hike of the year. Big Four banks have all confirmed full pass-through. What it means for repayments, the inflation backdrop, and what comes next.
NewsFirst Home Super Saver Scheme 2026: How to Pull \$50,000 Out of Your Super for a Deposit
The FHSS lets first home buyers save for a deposit inside super at the 15% concessional rate instead of their marginal rate. Caps, eligibility, tax treatment, timeline, and the five traps that catch most applicants.
NewsEOFY 2026 Property Investor Tax Checklist: What to Do Before 30 June
The Australian financial year ends 30 June 2026. Four moves before then that actually reduce your 2025-26 tax, plus the traps that catch property investors every year.
NewsMortgage Stress in Australia (April 2026): 1.4 Million Households at Risk and What to Do About It
Roy Morgan forecasts 26.6% of Australian mortgage holders are at risk after the March rate rise. What the numbers mean, which states are hit hardest, and seven moves that actually help.
NewsSydney and Melbourne Auction Clearance Rates Crash to Post-Pandemic Lows: What It Means for Buyers and Sellers
Sydney's final auction clearance rate hit 48.8% at Easter — the weakest since April 2020. Melbourne, national data, the drivers behind the slump, and what it means if you're buying, selling, or refinancing in 2026.
PropertyBuy vs Rent in Australia (2026): Which Is Better?
Complete guide to the buy vs rent decision in Australia: true costs, opportunity cost of deposit, property growth assumptions, lifestyle factors, and when each option wins.
PropertyProperty Depreciation Schedule Australia (2026): What You Can Claim
Complete guide to property depreciation in Australia: capital works (Div 43), plant and equipment (Div 40), quantity surveyor reports, and how to maximise deductions.
PropertyCost of Buying a House in Australia (2026): Complete Breakdown
Complete guide to all costs of buying a house in Australia in 2026: stamp duty, legal fees, inspections, LMI, moving costs and more.
PropertyNegative Gearing Explained: How It Works in Australia (2026)
Complete guide to negative gearing in Australia: how it works, tax benefits, worked examples, pros and cons for property investors.
FinanceHow to Compare Home Loans in Australia (2026)
Guide to comparing home loans in Australia: comparison rate, fixed vs variable, fees to watch, and how to find the best deal.
PropertyProperty Investment Tax Deductions Australia (2026)
Complete guide to rental property tax deductions in Australia: what you can claim, depreciation, capital works, and common mistakes.
PropertyCapital Gains Tax on Property Australia (2026): Complete Guide
Complete guide to capital gains tax (CGT) on property in Australia: how it works, the 50% discount, cost base, exemptions, worked examples, and strategies to minimise CGT.
PropertyFirst Home Buyer Guide Australia: State Checks for 2026
A practical first home buyer checklist for Australia, with current state links and clear limits on grant, duty and borrowing estimates.
FinanceLMI Estimate Checklist: 8 Inputs to Check Before You Rely on a Premium
A practical checklist for checking an indicative lenders mortgage insurance estimate against the loan amount, lender valuation, LVR, property type, state duty and actual lender quote.
PropertyHow to Calculate LVR for an Australian Home Loan
Calculate loan-to-value ratio from the loan amount and lender property value, with worked 80%, 90% and valuation-shortfall examples.
FinanceWeekly vs Fortnightly vs Monthly Mortgage Repayments
A practical guide to repayment frequency in Australia, including the difference between true fortnightly repayments and paying half the monthly amount every two weeks.
PropertyNSW Land Tax PPR Exemption: The 25% Ownership Rule
A practical guide to the NSW principal place of residence land tax exemption, including the 25% ownership rule, family limits and calculator limitations.
PropertyHoliday Homes and Land Tax: What Australian Owners Should Check
A practical Australian guide to when a holiday home, weekender or second property may affect land tax, vacant residential land tax and surcharge estimates.
PropertyBank Valuation Shortfall and LMI: What Australian Buyers Should Check
A practical Australian buyer guide to how a low lender valuation can change LVR, trigger LMI and create a cash shortfall before settlement.
TaxJoint Ownership and Land Tax: What Australian Property Owners Should Check
A practical Australian guide to how joint ownership can affect land tax estimates, including NSW, Victoria and Queensland examples and calculator limitations.
PropertyVendor Bid at Auction: What Australian Buyers Should Know
A practical Australian buyer guide to vendor bids at property auctions, including what they mean, how they differ from genuine bids and what to check before raising your own bid.
PropertyWhat Happens When a Property Is Passed In at Auction?
A practical Australian buyer guide to passed-in auctions, highest-bidder negotiations, cooling-off risk and the numbers to check before making a post-auction offer.
PropertyLand Value vs Property Value for Land Tax: What to Enter in a Calculator
A practical Australian guide to the difference between land value, site value, capital improved value and market value when estimating land tax.
NewsWA First Home Buyer Stamp Duty Changes 2026: What Buyers Should Check
Western Australia has announced higher first home buyer transfer duty thresholds for 2026-27. This guide explains what changed, what is still pending, and how buyers should model settlement cash.
FinanceCan You Get an LMI Refund in Australia?
A practical Australian guide to when an LMI refund may be possible after refinancing, selling or paying down a home loan, and what borrowers should check before switching lenders.
PropertyDo Apartments Pay Land Tax in Australia?
A practical Australian guide to when apartments, units and townhouses may attract land tax, including principal residence exemptions, strata land value and investor examples.
PropertyAuction Bidding Budget Checklist Australia
A practical Australian auction checklist for setting a maximum bid, allowing for stamp duty, loan limits, settlement costs and no-cooling-off risk before auction day.
TaxMedicare Levy and Income Tax in Australia: Thresholds, Reductions and Calculator Limits
How the Medicare levy works with Australian income tax, including low-income reductions, family thresholds, exemptions and what salary calculators can and cannot estimate.
PropertyDo You Pay Land Tax on an Investment Apartment?
State-by-state guide to when an investment apartment can trigger land tax, including site value, aggregation and owner type.
FinanceLMI vs Higher Interest Rate: Which Costs More?
A practical comparison of paying LMI versus accepting a higher interest rate, including how to compare upfront premiums, monthly repayments and long-term interest.
PropertyGross vs Net Rental Yield: Why Investors Get the Number Wrong
A clear guide to gross vs net rental yield for Australian property investors, with formulas, examples and the costs that often get missed.
PropertyPositive Cash Flow Property: How to Calculate It Before You Buy
How to calculate whether an Australian investment property is positive cash flow before buying, including rent, expenses, interest, land tax and vacancy.
NewsNegative Gearing Reform and Housing: What Modelling Can Show
A cautious explanation of why modelled price and rent effects are scenarios rather than forecasts of the enacted 2026 tax reforms.
NewsProperty Tax Changes from 2027: Questions for Investors to Check
A non-prescriptive checklist for reviewing the enacted negative gearing and CGT changes with a registered tax adviser.
NewsAustralia's Housing Construction Shortfall: Why 1.2 Million Homes Won't Be Built on Time
Australia needs 1.2 million new homes by 2029 under the National Housing Accord, but construction is falling well short of target. What is going wrong, what it means for prices and rents, and what buyers should know.
NewsDownsizer Contributions: How Selling Your Home Can Boost Your Super
The downsizer contribution lets Australians aged 55+ put up to $300,000 from the sale of their home into superannuation. How it works, eligibility rules, and whether it makes sense for you.
NewsAustralia's Rental Vacancy Crisis: Why Finding a Rental Has Never Been Harder
Rental vacancy rates across Australia have hit historic lows. What is driving the crisis, which cities are worst affected, and what it means for tenants, landlords, and investors.
NewsRegional Property Markets Outperforming Capital Cities in 2026
Why Australian regional property markets are outperforming capital cities in 2026: affordability, lifestyle migration, infrastructure investment, and what it means for buyers and investors.
NewsUnderstanding Comparison Rates: Why the Advertised Rate Isn't the Full Story
What an Australian comparison rate is, how it is calculated, why it matters when comparing home loans, and its limitations. Use our Loan Comparison Calculator to compare the true cost of loans.
NewsOff-the-Plan vs Established Property: Pros, Cons & Financial Comparison
Comparing off-the-plan and established property in Australia: stamp duty differences, depreciation advantages, settlement risks, and a financial breakdown to help you decide.
PropertyProperty Settlement Process in Australia: Step-by-Step Guide
A complete guide to the property settlement process in Australia — what happens, who is involved, typical timelines, common delays, and costs to expect on settlement day.
FinanceInterest Only vs Principal & Interest Home Loans: Complete Comparison
A detailed comparison of interest only (IO) and principal and interest (P&I) home loans — how each works, who they suit, pros and cons, and total cost differences.
PropertyBody Corporate Fees Explained: What They Cover & How Much They Cost
Everything you need to know about body corporate (strata) fees in Australia — what they cover, how much they cost, factors that affect fees, and their impact on property investment returns.
TaxUnderstanding Capital Gains Tax (CGT) on Australian Property
A complete guide to capital gains tax on property in Australia — when CGT applies, the 50% discount, main residence exemption, pre-1985 properties, and how to calculate your CGT liability.
InvestmentUnderstanding Negative Gearing for Property Investors in Australia
A complete guide to negative gearing — how it works, the tax benefits, cash flow implications, ATO rules, and whether it makes sense for your investment property strategy.
FinanceOffset Account vs Redraw Facility: Key Differences Explained
Compare offset accounts and redraw facilities — how each works, the key differences, tax implications for investors, and which option suits your home loan strategy.
PropertyConveyancing & Property Settlement in Australia: A Complete Guide
How property settlement works in Australia — what conveyancing involves, typical timelines, costs, key documents, and what to expect from exchange to settlement day.
PropertyAuction Bidding Strategy Guide: How to Buy Property at Auction in Australia
A practical guide to buying at auction in Australia — pre-auction research, registration, bidding tactics, vendor bids, reserve prices, cooling-off periods, and what happens after the hammer falls.
TaxProperty Depreciation for Tax: Division 40 & Division 43 Explained
How tax depreciation works for Australian investment property — Division 40 (plant & equipment), Division 43 (building allowance), depreciation schedules, and ATO rules for new and old properties.
PropertyStrata vs Freehold Property: Key Differences for Buyers
Compare strata and freehold property ownership in Australia — what each means, pros and cons, body corporate fees, insurance differences, restrictions, and which suits different buyers.
NewsBest Home Loan Rates in Australia (April 2026): How to Find the Cheapest Mortgage
Compare the cheapest home loan rates in Australia as of April 2026. Big four bank rates, smaller lender deals, fixed vs variable, and how to get the best rate.
NewsHow the Middle East Conflict Is Affecting Australian Property Markets in 2026
The Middle East conflict is pushing up oil prices, inflation, and interest rates. What this means for Australian property prices, construction costs, and mortgage holders.
NewsAustralia's Housing Supply Crisis (2026): Why We're 380,000 Homes Short
Australia faces a projected 380,000 dwelling shortfall over the next five years. Why construction can't keep up with demand and what it means for prices and rents.
NewsAuction Clearance Rates Australia 2026: What They Mean and Current Trends
Understanding auction clearance rates: how they work as a market indicator, current trends across Australian capitals, and what they mean for buyers and sellers.
NewsHow Record Migration Is Reshaping Australia's Housing Market in 2026
Australia's population grew by 423,600 in one year, reaching 27.7 million. How migration-driven demand is outpacing housing supply and what it means for prices and rents.
NewsYour Fixed Rate Is Expiring in 2026: What to Do Before It Rolls Over
Billions in fixed-rate mortgages are rolling over in 2026. If your fixed rate is expiring, here is what to do to avoid the revert rate shock and potentially save thousands.
NewsHousing Affordability in Australia (2026): Key Challenges & Solutions
The state of housing affordability in Australia: deposit barriers, income-to-price ratios, government assistance, and practical strategies for buyers.
NewsAustralian Rental Market 2026: Vacancy Rates, Trends & What It Means
The state of Australia's rental market: historically low vacancy rates, rising rents, and what it means for tenants and investors.
NewsStamp Duty Reform in Australia (2026): State-by-State Progress
The state of stamp duty reform across Australia: the ACT's ongoing abolition program, reform discussions in other states, and what it means for property buyers.
NewsInvestment Property Tax in Australia (2026): Negative Gearing, CGT & Depreciation
Current Australian tax rules for investment property: negative gearing, capital gains tax discount, depreciation deductions, and the ongoing policy debate.
NewsFirst Home Buyer Programs Australia 2026: What to Verify
A current verification checklist for grants, duty relief, guarantee and shared-equity programs without assuming eligibility.
NewsHelp to Buy Scheme 2026: How It Works, Eligibility & How to Apply
The Australian Government Help to Buy shared equity scheme launched in December 2025. How it works, who is eligible, participating lenders, and how to apply.
NewsAustralia's Two-Speed Property Market: Perth & Brisbane Lead While Sydney & Melbourne Stall
Australian property in 2026 is a tale of two markets: Perth and Brisbane surging with double-digit growth while Sydney and Melbourne face affordability constraints.